McHenry, KY population, income and ZIP codes

McHenry city is a very small community in Kentucky, with 355 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #401 of 554 ranked by population — larger than 27% of them. The median age here is 42.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in McHenry city earn a median of $39,583 a year, 49.6% below the national figure of $78,538 and 29% below the $55,469 median for the 246 Kentucky cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 25.1% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in McHenry city is valued at $74,600, 75.4% below the national figure and 53% below the $157,200 peer median, while median gross rent runs $673 a month, 52.1% below the national figure, or roughly $8,076 across a full year. A household on the local median income would put about 20.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.9×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 69% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 355 residents, a handful of survey responses moves every median on this page. Compare McHenry city against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.