Rochester, IN population, income and ZIP codes

Rochester city is a mid-size town in Indiana, with 6,244 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #114 of 976 ranked by population — larger than 88% of them. The median age here is 45.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Rochester city earn a median of $60,304 a year, 23.2% below the national figure of $78,538 and within a couple of points of the $61,527 median for the 355 Indiana cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Rochester city is valued at $135,900, 55.2% below the national figure and 7% below the $145,600 peer median, while median gross rent runs $883 a month, 37.2% below the national figure, or roughly $10,596 across a full year. A household on the local median income would put about 17.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 61.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.