Cumberland, IN population, income and ZIP codes

Cumberland town is a mid-size town in Indiana, with 6,154 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #116 of 976 ranked by population — larger than 88% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Cumberland town earn a median of $84,167 a year, 7.2% above the national figure of $78,538 and 37% above the $61,527 median for the 355 Indiana cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Cumberland town is valued at $241,200, 20.5% below the national figure and 66% above the $145,600 peer median, while median gross rent runs $990 a month, 29.6% below the national figure, or roughly $11,880 across a full year. A household on the local median income would put about 14.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.