Swan Valley, ID population, income and ZIP codes

Swan Valley city is a very small community in Idaho, with 264 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #181 of 236 ranked by population — larger than 23% of them. The median age here is 43.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Swan Valley city earn a median of $92,750 a year, 18.1% above the national figure of $78,538 and 45% above the $63,864 median for the 100 Idaho cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 14% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Swan Valley city is valued at $685,200, 125.8% above the national figure and 152% above the $271,500 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 7.4×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 91.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 7.4× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

The Census withheld gross rent for Swan Valley city because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.