
Chesapeake city · Virginia
ZIP code 23322
- Population
- 66,079
- Median income
- $133,522
- Median home
- $448,000
- Sales tax
- 4.3%
ZCTA residents
Household, past 12 months
Owner-occupied value
Virginia state rate
Quick answer
ZIP 23322 sits in Chesapeake city, Virginia and is home to 66,079 people. Median household income is $133,522, the median home is worth $448,000 and median gross rent is $1,870. 89.3% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).
- County
- Chesapeake city
- State
- Virginia (VA)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 51550
903 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 23322
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 66,079ZIP 23322 residents
- Median household income
- $133,522Past 12 months, inflation adjusted
- Median home value
- $448,000Owner-occupied units
- Median gross rent
- $1,870Rent plus utilities, monthly
- Median age
- 40.6 yrsAll residents
- Homeownership rate
- 89.3%Owner-occupied households
ZIP 23322 in context
How this area compares with national benchmarks.
ZIP 23322 is a small city in Chesapeake city, Virginia, with 66,079 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #6 of 903 ranked by population — larger than 99% of them. The median age here is 40.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.
Households in ZIP 23322 earn a median of $133,522 a year, 70% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.3% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 23322 is valued at $448,000, 47.7% above the national figure, while median gross rent runs $1,870 a month, 33% above the national figure, or roughly $22,440 across a full year. A household on the local median income would put about 16.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 89.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 23322 in context
How 23322 sits inside Chesapeake city and Virginia.
ZIP 23322 is tabulated inside Chesapeake city, Virginia, one of 6 ZIP areas the Census publishes for that county and 903 across Virginia. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 23322 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 23322 reports a median household income of $133,522, 48% above the $89,997 county median, and 84% above the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $448,000, 33% above the county figure and 75% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,870 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Virginia charges 4.3% statewide, and local governments overlapping 23322 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 23322 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 23322
What a purchase inside this ZIP costs at checkout.
Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 23322 compares
ZIP 23322 against the median ZIP in Chesapeake city and across Virginia.
| Measure | ZIP 23322 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $133,522 | $89,997 | $72,517 | +84% |
| Median home value | $448,000 | $337,900 | $255,900 | +75% |
| Median gross rent | $1,870 | $1,514 | $1,108 | +69% |
| Population | 66,079 | 41,426 | 2,686 | +2360% |
Medians are computed across the 6 ZIP areas in Chesapeake city and the 903 ZIP areas in Virginia.
Statewide rank
Where this ZIP places among all 903 Virginia ZIP areas.
- Income
- #93
- Home value
- #147
- Population
- #6
richer than 88% of 801 state ZIPs
above 81% of 791 state ZIPs
larger than 99% of 903 state ZIPs
Comparable ZIP codes
Virginia ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Chesapeake city.
Adjacent ZIP Codes
Other ZIP codes in Chesapeake city, Virginia.
ZIP 23322 questions
Common questions about this ZIP code.
- Where is ZIP code 23322?
- ZIP 23322 lies mostly in Chesapeake city, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 23322?
- Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
- Is 23322 expensive to live in?
- Median rent runs $1,870 a month, about 17% of median household income, and the median home is worth $448,000 — +75% against the typical Virginia ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Virginia Department of Taxation — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.