Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Chesapeake city · Virginia

ZIP code 23322

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 23322 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
66,079

ZCTA residents

Median income
$133,522

Household, past 12 months

Median home
$448,000

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 23322 sits in Chesapeake city, Virginia and is home to 66,079 people. Median household income is $133,522, the median home is worth $448,000 and median gross rent is $1,870. 89.3% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Chesapeake city

FIPS 51550

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 23322

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
66,079ZIP 23322 residents
Median household income
$133,522Past 12 months, inflation adjusted
Median home value
$448,000Owner-occupied units
Median gross rent
$1,870Rent plus utilities, monthly
Median age
40.6 yrsAll residents
Homeownership rate
89.3%Owner-occupied households

ZIP 23322 in context

How this area compares with national benchmarks.

ZIP 23322 is a small city in Chesapeake city, Virginia, with 66,079 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #6 of 903 ranked by population — larger than 99% of them. The median age here is 40.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 23322 earn a median of $133,522 a year, 70% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 23322 is valued at $448,000, 47.7% above the national figure, while median gross rent runs $1,870 a month, 33% above the national figure, or roughly $22,440 across a full year. A household on the local median income would put about 16.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 89.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 23322 in context

How 23322 sits inside Chesapeake city and Virginia.

ZIP 23322 is tabulated inside Chesapeake city, Virginia, one of 6 ZIP areas the Census publishes for that county and 903 across Virginia. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 23322 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 23322 reports a median household income of $133,522, 48% above the $89,997 county median, and 84% above the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $448,000, 33% above the county figure and 75% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,870 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 23322 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 23322 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 23322

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$2,325/mo20% down, 30-yr at 6.75%
Poverty rate
5.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 23322 compares

ZIP 23322 against the median ZIP in Chesapeake city and across Virginia.

MeasureZIP 23322County medianState medianvs state
Median household income$133,522$89,997$72,517+84%
Median home value$448,000$337,900$255,900+75%
Median gross rent$1,870$1,514$1,108+69%
Population66,07941,4262,686+2360%

Medians are computed across the 6 ZIP areas in Chesapeake city and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 88% of 801 state ZIPs

#93
Home value

above 81% of 791 state ZIPs

#147
Population

larger than 99% of 903 state ZIPs

#6

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
23153Goochland County$133,750$401,700—
20121Fairfax County$133,024$488,200$2,240
22003Fairfax County$134,109$694,300$1,988
23070Middlesex County$132,532$499,100—
22033Fairfax County$134,532$621,600$2,253
23103Goochland County$134,563$605,300$959

Nearby ZIP codes

Other ZIP codes filed under Chesapeake city.

Adjacent ZIP Codes

Other ZIP codes in Chesapeake city, Virginia.

ZIP 23322 questions

Common questions about this ZIP code.

Where is ZIP code 23322?
ZIP 23322 lies mostly in Chesapeake city, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 23322?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 23322 expensive to live in?
Median rent runs $1,870 a month, about 17% of median household income, and the median home is worth $448,000 — +75% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 23322, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.