ZIP code 05640

ZIP 05640 is a very small community in Washington County, Vermont, with 288 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #232 of 265 ranked by population — larger than 12% of them. The median age here is 17 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 05640 earn a median of $116,250 a year, 48% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 4.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 05640 is valued at $313,000, 3.2% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 17 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 288 residents, a handful of survey responses moves every median on this page. Compare ZIP 05640 against its county rather than against national figures.

The Census withheld gross rent for ZIP 05640 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

ZIP 05640 is tabulated inside Washington County, Vermont, one of 22 ZIP areas the Census publishes for that county and 265 across Vermont. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 05640 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 05640 reports a median household income of $116,250, 37% above the $84,688 county median, and 52% above the $76,250 typical VT ZIP. Owner-occupied homes are valued at a median of $313,000, close to the county figure and 21% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Vermont charges 6% statewide, and local governments overlapping 05640 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 05640 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.