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Washington County · Vermont

ZIP code 05641

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 05641 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,969

ZCTA residents

Median income
$70,019

Household, past 12 months

Median home
$241,700

Owner-occupied value

Sales tax
6%

Vermont state rate

Quick answer

ZIP 05641 sits in Washington County, Vermont and is home to 16,969 people. Median household income is $70,019, the median home is worth $241,700 and median gross rent is $1,024. 70.2% of households own their home, and purchases are taxed at 6% (Vermont state rate).

County
Washington County

FIPS 50023

State
Vermont (VT)

265 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 05641

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,969ZIP 05641 residents
Median household income
$70,019Past 12 months, inflation adjusted
Median home value
$241,700Owner-occupied units
Median gross rent
$1,024Rent plus utilities, monthly
Median age
45.8 yrsAll residents
Homeownership rate
70.2%Owner-occupied households

ZIP 05641 in context

How this area compares with national benchmarks.

ZIP 05641 is a mid-size town in Washington County, Vermont, with 16,969 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #5 of 265 ranked by population — larger than 98% of them. The median age here is 45.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 05641 earn a median of $70,019 a year, 10.8% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 05641 is valued at $241,700, 20.3% below the national figure, while median gross rent runs $1,024 a month, 27.2% below the national figure, or roughly $12,288 across a full year. A household on the local median income would put about 17.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 70.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 05641 in context

How 05641 sits inside Washington County and Vermont.

ZIP 05641 is tabulated inside Washington County, Vermont, one of 22 ZIP areas the Census publishes for that county and 265 across Vermont. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 05641 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 05641 reports a median household income of $70,019, 17% below the $84,688 county median, and 8% below the $76,250 typical VT ZIP. Owner-occupied homes are valued at a median of $241,700, 24% below the county figure and 6% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,024 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Vermont charges 6% statewide, and local governments overlapping 05641 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 05641 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 05641

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Vermont levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,254/mo20% down, 30-yr at 6.75%
Poverty rate
11%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 05641 compares

ZIP 05641 against the median ZIP in Washington County and across Vermont.

MeasureZIP 05641County medianState medianvs state
Median household income$70,019$84,688$76,250-8%
Median home value$241,700$318,650$257,900-6%
Median gross rent$1,024$1,156$1,120-9%
Population16,9691,3781,025+1556%

Medians are computed across the 22 ZIP areas in Washington County and the 265 ZIP areas in Vermont.

Statewide rank

Where this ZIP places among all 265 Vermont ZIP areas.

Income

richer than 33% of 241 state ZIPs

#162
Home value

above 39% of 245 state ZIPs

#150
Population

larger than 98% of 265 state ZIPs

#5

Comparable ZIP codes

Vermont ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
05065Windsor County$69,850$265,600$1,152
05483Franklin County$69,848$244,400$1,750
05767Windsor County$70,260$230,100$914
05871Caledonia County$70,565$238,700$850
05658Washington County$70,662$221,800$1,403
05478Franklin County$70,752$297,900$1,255

Nearby ZIP codes

Other ZIP codes filed under Washington County.

Adjacent ZIP Codes

Other ZIP codes in Washington County, Vermont.

ZIP 05641 questions

Common questions about this ZIP code.

Where is ZIP code 05641?
ZIP 05641 lies mostly in Washington County, Vermont. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 05641?
Vermont charges 6% statewide, plus any county, city or district rate that applies locally.
Is 05641 expensive to live in?
Median rent runs $1,024 a month, about 18% of median household income, and the median home is worth $241,700 — -6% against the typical Vermont ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 05641, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.