ZIP code 05408

ZIP 05408 is a mid-size town in Chittenden County, Vermont, with 10,199 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #14 of 265 ranked by population — larger than 95% of them. The median age here is 44.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 05408 earn a median of $98,656 a year, 25.6% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 05408 is valued at $369,400, 21.8% above the national figure, while median gross rent runs $1,573 a month, 11.9% above the national figure, or roughly $18,876 across a full year. A household on the local median income would put about 19.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 73.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 05408 is tabulated inside Chittenden County, Vermont, one of 18 ZIP areas the Census publishes for that county and 265 across Vermont. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 05408 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 05408 reports a median household income of $98,656, 3% below the $102,212 county median, and 29% above the $76,250 typical VT ZIP. Owner-occupied homes are valued at a median of $369,400, 9% below the county figure and 43% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,573 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 05408 carries 7% at the register, assembled from the Burlington jurisdiction stack: the Vermont state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 05408 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 05408 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.