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ZipNumbers

Chittenden County · Vermont

ZIP code 05404

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 05404 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,198

ZCTA residents

Median income
$77,020

Household, past 12 months

Median home
$350,700

Owner-occupied value

Sales tax
6%

Vermont state rate

Quick answer

ZIP 05404 sits in Chittenden County, Vermont and is home to 8,198 people. Median household income is $77,020, the median home is worth $350,700 and median gross rent is $1,635. 38.2% of households own their home, and purchases are taxed at 6% (Vermont state rate).

County
Chittenden County

FIPS 50007

State
Vermont (VT)

265 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 05404

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,198ZIP 05404 residents
Median household income
$77,020Past 12 months, inflation adjusted
Median home value
$350,700Owner-occupied units
Median gross rent
$1,635Rent plus utilities, monthly
Median age
32.7 yrsAll residents
Homeownership rate
38.2%Owner-occupied households

Sales tax in 05404

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Vermont levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
4.6×Home value ÷ household income
Est. mortgage
$1,820/mo20% down, 30-yr at 6.75%
Poverty rate
14.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 05404 compares

ZIP 05404 against the median ZIP in Chittenden County and across Vermont.

MeasureZIP 05404County medianState medianvs state
Median household income$77,020$102,212$76,250+1%
Median home value$350,700$404,000$257,900+36%
Median gross rent$1,635$1,555$1,120+46%
Population8,1986,7361,025+700%

Medians are computed across the 18 ZIP areas in Chittenden County and the 265 ZIP areas in Vermont.

Statewide rank

Where this ZIP places among all 265 Vermont ZIP areas.

Income

richer than 53% of 241 state ZIPs

#113
Home value

above 81% of 245 state ZIPs

#47
Population

larger than 93% of 265 state ZIPs

#18

Comparable ZIP codes

Vermont ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
05857Orleans County$76,992$247,500$925
05735Rutland County$76,816$226,800$1,310
05062Windsor County$77,500$286,500$992
05840Essex County$77,500$120,000
05046Caledonia County$76,528$255,400$419
05653Lamoille County$76,484$215,700$813

Nearby ZIP codes

Other ZIP codes filed under Chittenden County.

ZIP 05404 questions

Common questions about this ZIP code.

Where is ZIP code 05404?
ZIP 05404 lies mostly in Chittenden County, Vermont. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 05404?
Vermont charges 6% statewide, plus any county, city or district rate that applies locally.
Is 05404 expensive to live in?
Median rent runs $1,635 a month, about 25% of median household income, and the median home is worth $350,700+36% against the typical Vermont ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 05404, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.