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Millard County · Utah

ZIP code 84640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 84640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
260

ZCTA residents

Median income
$50,875

Household, past 12 months

Median home
$258,900

Owner-occupied value

Sales tax
4.85%

Utah state rate

Quick answer

ZIP 84640 sits in Millard County, Utah and is home to 260 people. Median household income is $50,875, the median home is worth $258,900 and median gross rent is —. 74% of households own their home, and purchases are taxed at 4.85% (Utah state rate).

County
Millard County

FIPS 49027

State
Utah (UT)

299 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 84640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
260ZIP 84640 residents
Median household income
$50,875Past 12 months, inflation adjusted
Median home value
$258,900Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
25 yrsAll residents
Homeownership rate
74%Owner-occupied households

ZIP 84640 in context

How this area compares with national benchmarks.

ZIP 84640 is a very small community in Millard County, Utah, with 260 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #256 of 299 ranked by population — larger than 14% of them. The median age here is 25 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 84640 earn a median of $50,875 a year, 35.2% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 16.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 84640 is valued at $258,900, 14.7% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 5.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 74% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 25 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 260 residents, a handful of survey responses moves every median on this page. Compare ZIP 84640 against its county rather than against national figures.

The Census withheld gross rent for ZIP 84640 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 84640 in context

How 84640 sits inside Millard County and Utah.

ZIP 84640 is tabulated inside Millard County, Utah, one of 11 ZIP areas the Census publishes for that county and 299 across Utah. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 84640 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 84640 reports a median household income of $50,875, 30% below the $72,500 county median, and 35% below the $78,550 typical UT ZIP. Owner-occupied homes are valued at a median of $258,900, 3% above the county figure and 29% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Utah charges 4.85% statewide, and local governments overlapping 84640 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 84640 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 84640

What a purchase inside this ZIP costs at checkout.

Rate applied
4.85%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

Utah levies 4.85% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
5.1×Home value ÷ household income
Est. mortgage
$1,343/mo20% down, 30-yr at 6.75%
Poverty rate
16.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 84640 compares

ZIP 84640 against the median ZIP in Millard County and across Utah.

MeasureZIP 84640County medianState medianvs state
Median household income$50,875$72,500$78,550-35%
Median home value$258,900$252,150$363,100-29%
Median gross rent—$930$1,173—
Population2604521,463-82%

Medians are computed across the 11 ZIP areas in Millard County and the 299 ZIP areas in Utah.

Statewide rank

Where this ZIP places among all 299 Utah ZIP areas.

Income

richer than 10% of 265 state ZIPs

#239
Home value

above 25% of 274 state ZIPs

#206
Population

larger than 14% of 299 state ZIPs

#256

Comparable ZIP codes

Utah ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
84761Iron County$50,582$312,600$962
84521Emery County$51,607$189,500$712
84102Salt Lake County$50,040$487,200$1,305
84606Utah County$52,110$407,600$1,149
84525Emery County$49,500$170,700$560
84716Garfield County$52,450$304,300—

Nearby ZIP codes

Other ZIP codes filed under Millard County.

Adjacent ZIP Codes

Other ZIP codes in Millard County, Utah.

ZIP 84640 questions

Common questions about this ZIP code.

Where is ZIP code 84640?
ZIP 84640 lies mostly in Millard County, Utah. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 84640?
Utah charges 4.85% statewide, plus any county, city or district rate that applies locally.
Is 84640 expensive to live in?
Median rent runs — a month, and the median home is worth $258,900 — -29% against the typical Utah ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 84640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.