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Juab County · Utah

ZIP code 84645

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 84645 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,982

ZCTA residents

Median income
$93,750

Household, past 12 months

Median home
$421,000

Owner-occupied value

Sales tax
4.85%

Utah state rate

Quick answer

ZIP 84645 sits in Juab County, Utah and is home to 2,982 people. Median household income is $93,750, the median home is worth $421,000 and median gross rent is $770. 88.8% of households own their home, and purchases are taxed at 4.85% (Utah state rate).

County
Juab County

FIPS 49023

State
Utah (UT)

299 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 84645

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,982ZIP 84645 residents
Median household income
$93,750Past 12 months, inflation adjusted
Median home value
$421,000Owner-occupied units
Median gross rent
$770Rent plus utilities, monthly
Median age
23.7 yrsAll residents
Homeownership rate
88.8%Owner-occupied households

ZIP 84645 in context

How this area compares with national benchmarks.

ZIP 84645 is a small town in Juab County, Utah, with 2,982 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #126 of 299 ranked by population — larger than 58% of them. The median age here is 23.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 84645 earn a median of $93,750 a year, 19.4% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 84645 is valued at $421,000, 38.8% above the national figure, while median gross rent runs $770 a month, 45.2% below the national figure, or roughly $9,240 across a full year. A household on the local median income would put about 9.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 88.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 23.7 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 84645 in context

How 84645 sits inside Juab County and Utah.

ZIP 84645 is tabulated inside Juab County, Utah, one of 4 ZIP areas the Census publishes for that county and 299 across Utah. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 84645 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 84645 reports a median household income of $93,750, 9% above the $85,899 county median, and 19% above the $78,550 typical UT ZIP. Owner-occupied homes are valued at a median of $421,000, 16% above the county figure and 16% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $770 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Utah charges 4.85% statewide, and local governments overlapping 84645 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 84645 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 84645

What a purchase inside this ZIP costs at checkout.

Rate applied
4.85%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$49Before any exemptions

Utah levies 4.85% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
10%Median rent ÷ median income
Price-to-income
4.5×Home value ÷ household income
Est. mortgage
$2,184/mo20% down, 30-yr at 6.75%
Poverty rate
7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 84645 compares

ZIP 84645 against the median ZIP in Juab County and across Utah.

MeasureZIP 84645County medianState medianvs state
Median household income$93,750$85,899$78,550+19%
Median home value$421,000$362,600$363,100+16%
Median gross rent$770$930$1,173-34%
Population2,9821,9871,463+104%

Medians are computed across the 4 ZIP areas in Juab County and the 299 ZIP areas in Utah.

Statewide rank

Where this ZIP places among all 299 Utah ZIP areas.

Income

richer than 70% of 265 state ZIPs

#80
Home value

above 63% of 274 state ZIPs

#101
Population

larger than 58% of 299 state ZIPs

#126

Comparable ZIP codes

Utah ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
84038Rich County$93,958$351,400—
84633Utah County$93,529$246,100$1,274
84129Salt Lake County$94,051$399,200$1,546
84780Washington County$94,103$511,700$1,581
84105Salt Lake County$94,145$632,200$1,482
84651Utah County$94,152$423,200$1,398

Nearby ZIP codes

Other ZIP codes filed under Juab County.

Adjacent ZIP Codes

Other ZIP codes in Juab County, Utah.

ZIP 84645 questions

Common questions about this ZIP code.

Where is ZIP code 84645?
ZIP 84645 lies mostly in Juab County, Utah. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 84645?
Utah charges 4.85% statewide, plus any county, city or district rate that applies locally.
Is 84645 expensive to live in?
Median rent runs $770 a month, about 10% of median household income, and the median home is worth $421,000 — +16% against the typical Utah ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 84645, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.