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ZipNumbers

Fayette County · Texas

ZIP code 78954

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78954 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,378

ZCTA residents

Median income
$100,096

Household, past 12 months

Median home
$453,500

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78954 sits in Fayette County, Texas and is home to 1,378 people. Median household income is $100,096, the median home is worth $453,500 and median gross rent is $1,155. 90.5% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Fayette County

FIPS 48149

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78954

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,378ZIP 78954 residents
Median household income
$100,096Past 12 months, inflation adjusted
Median home value
$453,500Owner-occupied units
Median gross rent
$1,155Rent plus utilities, monthly
Median age
56.6 yrsAll residents
Homeownership rate
90.5%Owner-occupied households

Sales tax in 78954

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
4.5×Home value ÷ household income
Est. mortgage
$2,353/mo20% down, 30-yr at 6.75%
Poverty rate
8.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78954 compares

ZIP 78954 against the median ZIP in Fayette County and across Texas.

MeasureZIP 78954County medianState medianvs state
Median household income$100,096$82,356$68,103+47%
Median home value$453,500$231,200$194,900+133%
Median gross rent$1,155$896$1,105+5%
Population1,3781,8315,317-74%

Medians are computed across the 8 ZIP areas in Fayette County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 84% of 1,756 state ZIPs

#276
Home value

above 92% of 1,705 state ZIPs

#130
Population

larger than 31% of 1,989 state ZIPs

#1,382

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
78234Bexar County$100,096$2,196
76028Johnson County$100,125$294,500$1,691
76657McLennan County$100,160$367,700$1,228
76084Johnson County$100,174$248,800$1,982
78058Kerr County$100,179$253,800
79707Midland County$99,979$382,400$1,383

Nearby ZIP codes

Other ZIP codes filed under Fayette County.

ZIP 78954 questions

Common questions about this ZIP code.

Where is ZIP code 78954?
ZIP 78954 lies mostly in Fayette County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78954?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78954 expensive to live in?
Median rent runs $1,155 a month, about 14% of median household income, and the median home is worth $453,500+133% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78954, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.