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ZipNumbers

Fayette County · Texas

ZIP code 78945

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78945 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,459

ZCTA residents

Median income
$76,221

Household, past 12 months

Median home
$299,500

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78945 sits in Fayette County, Texas and is home to 10,459 people. Median household income is $76,221, the median home is worth $299,500 and median gross rent is $747. 78% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Fayette County

FIPS 48149

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78945

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,459ZIP 78945 residents
Median household income
$76,221Past 12 months, inflation adjusted
Median home value
$299,500Owner-occupied units
Median gross rent
$747Rent plus utilities, monthly
Median age
49.7 yrsAll residents
Homeownership rate
78%Owner-occupied households

Sales tax in 78945

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$1,554/mo20% down, 30-yr at 6.75%
Poverty rate
9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78945 compares

ZIP 78945 against the median ZIP in Fayette County and across Texas.

MeasureZIP 78945County medianState medianvs state
Median household income$76,221$82,356$68,103+12%
Median home value$299,500$231,200$194,900+54%
Median gross rent$747$896$1,105-32%
Population10,4591,8315,317+97%

Medians are computed across the 8 ZIP areas in Fayette County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 64% of 1,756 state ZIPs

#639
Home value

above 79% of 1,705 state ZIPs

#359
Population

larger than 60% of 1,989 state ZIPs

#797

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77474Austin County$76,210$253,200$1,261
76689Bosque County$76,250$228,800$1,135
75791Smith County$76,154$231,900$1,420
75057Denton County$76,128$208,500$1,589
77084Harris County$76,327$232,600$1,522
75703Smith County$76,347$310,500$1,262

Nearby ZIP codes

Other ZIP codes filed under Fayette County.

ZIP 78945 questions

Common questions about this ZIP code.

Where is ZIP code 78945?
ZIP 78945 lies mostly in Fayette County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78945?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78945 expensive to live in?
Median rent runs $747 a month, about 12% of median household income, and the median home is worth $299,500+54% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78945, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.