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Johnson County · Texas

ZIP code 76028

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 76028 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
78,699

ZCTA residents

Median income
$100,125

Household, past 12 months

Median home
$294,500

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 76028 sits in Johnson County, Texas and is home to 78,699 people. Median household income is $100,125, the median home is worth $294,500 and median gross rent is $1,691. 76.4% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Johnson County

FIPS 48251

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 76028

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
78,699ZIP 76028 residents
Median household income
$100,125Past 12 months, inflation adjusted
Median home value
$294,500Owner-occupied units
Median gross rent
$1,691Rent plus utilities, monthly
Median age
37.3 yrsAll residents
Homeownership rate
76.4%Owner-occupied households

ZIP 76028 in context

How this area compares with national benchmarks.

ZIP 76028 is a small city in Johnson County, Texas, with 78,699 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #30 of 1,989 ranked by population — larger than 98% of them. The median age here is 37.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in ZIP 76028 earn a median of $100,125 a year, 27.5% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 76028 is valued at $294,500, 2.9% below the national figure, while median gross rent runs $1,691 a month, 20.3% above the national figure, or roughly $20,292 across a full year. A household on the local median income would put about 20.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 76028 in context

How 76028 sits inside Johnson County and Texas.

ZIP 76028 is tabulated inside Johnson County, Texas, one of 11 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 76028 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 76028 reports a median household income of $100,125, 39% above the $72,184 county median, and 47% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $294,500, 29% above the county figure and 51% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,691 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 76028 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 76028 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 76028

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,528/mo20% down, 30-yr at 6.75%
Poverty rate
7.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 76028 compares

ZIP 76028 against the median ZIP in Johnson County and across Texas.

MeasureZIP 76028County medianState medianvs state
Median household income$100,125$72,184$68,103+47%
Median home value$294,500$227,550$194,900+51%
Median gross rent$1,691$1,260$1,105+53%
Population78,69913,6455,317+1380%

Medians are computed across the 11 ZIP areas in Johnson County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 84% of 1,756 state ZIPs

#275
Home value

above 78% of 1,705 state ZIPs

#374
Population

larger than 98% of 1,989 state ZIPs

#30

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
78234Bexar County$100,096—$2,196
78954Fayette County$100,096$453,500$1,155
76657McLennan County$100,160$367,700$1,228
76084Johnson County$100,174$248,800$1,982
78058Kerr County$100,179$253,800—
79707Midland County$99,979$382,400$1,383

Nearby ZIP codes

Other ZIP codes filed under Johnson County.

Adjacent ZIP Codes

Other ZIP codes in Johnson County, Texas.

ZIP 76028 questions

Common questions about this ZIP code.

Where is ZIP code 76028?
ZIP 76028 lies mostly in Johnson County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 76028?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 76028 expensive to live in?
Median rent runs $1,691 a month, about 20% of median household income, and the median home is worth $294,500 — +51% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 76028, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.