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Smith County · Texas

ZIP code 75791

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 75791 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
15,320

ZCTA residents

Median income
$76,154

Household, past 12 months

Median home
$231,900

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 75791 sits in Smith County, Texas and is home to 15,320 people. Median household income is $76,154, the median home is worth $231,900 and median gross rent is $1,420. 75.2% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Smith County

FIPS 48423

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 75791

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
15,320ZIP 75791 residents
Median household income
$76,154Past 12 months, inflation adjusted
Median home value
$231,900Owner-occupied units
Median gross rent
$1,420Rent plus utilities, monthly
Median age
35.3 yrsAll residents
Homeownership rate
75.2%Owner-occupied households

ZIP 75791 in context

How this area compares with national benchmarks.

ZIP 75791 is a mid-size town in Smith County, Texas, with 15,320 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #676 of 1,989 ranked by population — larger than 66% of them. The median age here is 35.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 75791 earn a median of $76,154 a year, 3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 75791 is valued at $231,900, 23.6% below the national figure, while median gross rent runs $1,420 a month, 1% above the national figure, or roughly $17,040 across a full year. A household on the local median income would put about 22.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 75.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 75791 in context

How 75791 sits inside Smith County and Texas.

ZIP 75791 is tabulated inside Smith County, Texas, one of 15 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 75791 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 75791 reports a median household income of $76,154, close to the $74,848 county median, and 12% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $231,900, 33% above the county figure and 19% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,420 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 75791 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 75791 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 75791

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,203/mo20% down, 30-yr at 6.75%
Poverty rate
7.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 75791 compares

ZIP 75791 against the median ZIP in Smith County and across Texas.

MeasureZIP 75791County medianState medianvs state
Median household income$76,154$74,848$68,103+12%
Median home value$231,900$174,750$194,900+19%
Median gross rent$1,420$1,216$1,105+29%
Population15,32010,9755,317+188%

Medians are computed across the 15 ZIP areas in Smith County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 63% of 1,756 state ZIPs

#641
Home value

above 64% of 1,705 state ZIPs

#609
Population

larger than 66% of 1,989 state ZIPs

#676

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75057Denton County$76,128$208,500$1,589
77474Austin County$76,210$253,200$1,261
78945Fayette County$76,221$299,500$747
78024Kerr County$76,065$635,100$992
76689Bosque County$76,250$228,800$1,135
77521Harris County$76,012$220,100$1,312

Nearby ZIP codes

Other ZIP codes filed under Smith County.

Adjacent ZIP Codes

Other ZIP codes in Smith County, Texas.

ZIP 75791 questions

Common questions about this ZIP code.

Where is ZIP code 75791?
ZIP 75791 lies mostly in Smith County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 75791?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 75791 expensive to live in?
Median rent runs $1,420 a month, about 22% of median household income, and the median home is worth $231,900 — +19% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 75791, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.