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ZipNumbers

Smith County · Texas

ZIP code 75707

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 75707 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,355

ZCTA residents

Median income
$85,406

Household, past 12 months

Median home
$256,300

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 75707 sits in Smith County, Texas and is home to 16,355 people. Median household income is $85,406, the median home is worth $256,300 and median gross rent is $1,415. 77.4% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Smith County

FIPS 48423

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 75707

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,355ZIP 75707 residents
Median household income
$85,406Past 12 months, inflation adjusted
Median home value
$256,300Owner-occupied units
Median gross rent
$1,415Rent plus utilities, monthly
Median age
43 yrsAll residents
Homeownership rate
77.4%Owner-occupied households

Sales tax in 75707

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,330/mo20% down, 30-yr at 6.75%
Poverty rate
8.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 75707 compares

ZIP 75707 against the median ZIP in Smith County and across Texas.

MeasureZIP 75707County medianState medianvs state
Median household income$85,406$74,848$68,103+25%
Median home value$256,300$174,750$194,900+32%
Median gross rent$1,415$1,216$1,105+28%
Population16,35510,9755,317+208%

Medians are computed across the 15 ZIP areas in Smith County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 75% of 1,756 state ZIPs

#441
Home value

above 71% of 1,705 state ZIPs

#493
Population

larger than 67% of 1,989 state ZIPs

#653

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77002Harris County$85,436$286,100$1,860
79360Gaines County$85,360$199,100$854
75437Hopkins County$85,347$222,400$1,075
75489Grayson County$85,347$228,400$1,161
75137Dallas County$85,485$260,800$1,756
77064Harris County$85,318$234,600$1,477

Nearby ZIP codes

Other ZIP codes filed under Smith County.

ZIP 75707 questions

Common questions about this ZIP code.

Where is ZIP code 75707?
ZIP 75707 lies mostly in Smith County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 75707?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 75707 expensive to live in?
Median rent runs $1,415 a month, about 20% of median household income, and the median home is worth $256,300+32% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 75707, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.