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ZipNumbers

Grayson County · Texas

ZIP code 75489

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 75489 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
716

ZCTA residents

Median income
$85,347

Household, past 12 months

Median home
$228,400

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 75489 sits in Grayson County, Texas and is home to 716 people. Median household income is $85,347, the median home is worth $228,400 and median gross rent is $1,161. 66% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Grayson County

FIPS 48181

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 75489

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
716ZIP 75489 residents
Median household income
$85,347Past 12 months, inflation adjusted
Median home value
$228,400Owner-occupied units
Median gross rent
$1,161Rent plus utilities, monthly
Median age
50 yrsAll residents
Homeownership rate
66%Owner-occupied households

Sales tax in 75489

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$1,185/mo20% down, 30-yr at 6.75%
Poverty rate
5.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 75489 compares

ZIP 75489 against the median ZIP in Grayson County and across Texas.

MeasureZIP 75489County medianState medianvs state
Median household income$85,347$75,391$68,103+25%
Median home value$228,400$234,400$194,900+17%
Median gross rent$1,161$1,149$1,105+5%
Population7165,4285,317-87%

Medians are computed across the 17 ZIP areas in Grayson County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 75% of 1,756 state ZIPs

#443
Home value

above 63% of 1,705 state ZIPs

#628
Population

larger than 23% of 1,989 state ZIPs

#1,525

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75437Hopkins County$85,347$222,400$1,075
79360Gaines County$85,360$199,100$854
77064Harris County$85,318$234,600$1,477
75707Smith County$85,406$256,300$1,415
77539Galveston County$85,263$246,400$1,370
77002Harris County$85,436$286,100$1,860

Nearby ZIP codes

Other ZIP codes filed under Grayson County.

ZIP 75489 questions

Common questions about this ZIP code.

Where is ZIP code 75489?
ZIP 75489 lies mostly in Grayson County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 75489?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 75489 expensive to live in?
Median rent runs $1,161 a month, about 16% of median household income, and the median home is worth $228,400+17% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 75489, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.