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ZipNumbers

Smith County · Tennessee

ZIP code 38547

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38547 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,856

ZCTA residents

Median income
$70,218

Household, past 12 months

Median home
$228,700

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38547 sits in Smith County, Tennessee and is home to 1,856 people. Median household income is $70,218, the median home is worth $228,700 and median gross rent is . 98.2% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Smith County

FIPS 47159

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38547

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,856ZIP 38547 residents
Median household income
$70,218Past 12 months, inflation adjusted
Median home value
$228,700Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
42.3 yrsAll residents
Homeownership rate
98.2%Owner-occupied households

Sales tax in 38547

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,187/mo20% down, 30-yr at 6.75%
Poverty rate
18%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38547 compares

ZIP 38547 against the median ZIP in Smith County and across Tennessee.

MeasureZIP 38547County medianState medianvs state
Median household income$70,218$67,720$59,143+19%
Median home value$228,700$228,700$195,100+17%
Median gross rent$811$885
Population1,8561,6394,324-57%

Medians are computed across the 9 ZIP areas in Smith County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 71% of 596 state ZIPs

#174
Home value

above 65% of 589 state ZIPs

#209
Population

larger than 28% of 638 state ZIPs

#460

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38472Giles County$70,069$288,000$735
37923Knox County$70,046$292,500$1,303
37690Washington County$70,026$221,400$867
37754Anderson County$70,475$186,900$995
37211Davidson County$69,936$374,200$1,444
37141Robertson County$70,625$236,300$1,335

Nearby ZIP codes

Other ZIP codes filed under Smith County.

ZIP 38547 questions

Common questions about this ZIP code.

Where is ZIP code 38547?
ZIP 38547 lies mostly in Smith County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38547?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38547 expensive to live in?
Median rent runs a month, and the median home is worth $228,700+17% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38547, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.