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ZipNumbers

Overton County · Tennessee

ZIP code 38541

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38541 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,584

ZCTA residents

Median income
$37,321

Household, past 12 months

Median home
$200,400

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38541 sits in Overton County, Tennessee and is home to 1,584 people. Median household income is $37,321, the median home is worth $200,400 and median gross rent is $1,020. 79.6% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Overton County

FIPS 47133

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38541

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,584ZIP 38541 residents
Median household income
$37,321Past 12 months, inflation adjusted
Median home value
$200,400Owner-occupied units
Median gross rent
$1,020Rent plus utilities, monthly
Median age
58 yrsAll residents
Homeownership rate
79.6%Owner-occupied households

Sales tax in 38541

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
33%Median rent ÷ median income
Price-to-income
5.4×Home value ÷ household income
Est. mortgage
$1,040/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38541 compares

ZIP 38541 against the median ZIP in Overton County and across Tennessee.

MeasureZIP 38541County medianState medianvs state
Median household income$37,321$46,818$59,143-37%
Median home value$200,400$186,000$195,100+3%
Median gross rent$1,020$899$885+15%
Population1,5841,6064,324-63%

Medians are computed across the 8 ZIP areas in Overton County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 6% of 596 state ZIPs

#560
Home value

above 52% of 589 state ZIPs

#280
Population

larger than 24% of 638 state ZIPs

#482

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37873Hawkins County$37,385$140,100$736
38570Overton County$37,652$155,100$792
38109Shelby County$36,934$76,600$1,000
38127Shelby County$37,768$82,500$1,104
37658Carter County$36,853$116,100$609
37892Scott County$38,011$112,000$668

Nearby ZIP codes

Other ZIP codes filed under Overton County.

ZIP 38541 questions

Common questions about this ZIP code.

Where is ZIP code 38541?
ZIP 38541 lies mostly in Overton County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38541?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38541 expensive to live in?
Median rent runs $1,020 a month, about 33% of median household income, and the median home is worth $200,400+3% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38541, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.