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ZipNumbers

Smith County · Tennessee

ZIP code 37145

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37145 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,418

ZCTA residents

Median income
$65,125

Household, past 12 months

Median home
$171,600

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 37145 sits in Smith County, Tennessee and is home to 2,418 people. Median household income is $65,125, the median home is worth $171,600 and median gross rent is $885. 86.9% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Smith County

FIPS 47159

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 37145

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,418ZIP 37145 residents
Median household income
$65,125Past 12 months, inflation adjusted
Median home value
$171,600Owner-occupied units
Median gross rent
$885Rent plus utilities, monthly
Median age
45.1 yrsAll residents
Homeownership rate
86.9%Owner-occupied households

Sales tax in 37145

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$890/mo20% down, 30-yr at 6.75%
Poverty rate
17.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37145 compares

ZIP 37145 against the median ZIP in Smith County and across Tennessee.

MeasureZIP 37145County medianState medianvs state
Median household income$65,125$67,720$59,143+10%
Median home value$171,600$228,700$195,100-12%
Median gross rent$885$811$885even
Population2,4181,6394,324-44%

Medians are computed across the 9 ZIP areas in Smith County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 64% of 596 state ZIPs

#213
Home value

above 39% of 589 state ZIPs

#357
Population

larger than 34% of 638 state ZIPs

#419

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37416Hamilton County$65,083$229,600$1,086
37617Sullivan County$65,069$225,000$841
38560Smith County$65,221$202,700$783
38332Chester County$65,000$157,400$629
37725Jefferson County$64,983$235,200$932
37040Montgomery County$65,331$242,400$1,177

Nearby ZIP codes

Other ZIP codes filed under Smith County.

ZIP 37145 questions

Common questions about this ZIP code.

Where is ZIP code 37145?
ZIP 37145 lies mostly in Smith County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37145?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 37145 expensive to live in?
Median rent runs $885 a month, about 16% of median household income, and the median home is worth $171,600-12% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37145, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.