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Knox County · Tennessee

ZIP code 37902

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37902 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,308

ZCTA residents

Median income
$56,397

Household, past 12 months

Median home
$570,700

Owner-occupied value

Sales tax
9.25%

Combined state + local

Quick answer

ZIP 37902 sits in Knox County, Tennessee and is home to 2,308 people. Median household income is $56,397, the median home is worth $570,700 and median gross rent is $1,322. 19.5% of households own their home, and purchases are taxed at 9.25% combined.

County
Knox County

FIPS 47093

State
Tennessee (TN)

638 ZIPs covered

Area codes
865

NANPA codes serving this area

Metro area
Knoxville

Rate jurisdiction used for tax

The numbers for 37902

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,308ZIP 37902 residents
Median household income
$56,397Past 12 months, inflation adjusted
Median home value
$570,700Owner-occupied units
Median gross rent
$1,322Rent plus utilities, monthly
Median age
35.2 yrsAll residents
Homeownership rate
19.5%Owner-occupied households

ZIP 37902 in context

How this area compares with national benchmarks.

ZIP 37902 is a small town in Knox County, Tennessee, with 2,308 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #427 of 638 ranked by population — larger than 33% of them. The median age here is 35.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 37902 earn a median of $56,397 a year, 28.2% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 21.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 37902 is valued at $570,700, 88.1% above the national figure, while median gross rent runs $1,322 a month, 6% below the national figure, or roughly $15,864 across a full year. A household on the local median income would put about 28.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 10.1×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 19.5% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 10.1× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 37902 in context

How 37902 sits inside Knox County and Tennessee.

ZIP 37902 is tabulated inside Knox County, Tennessee, one of 23 ZIP areas the Census publishes for that county and 638 across Tennessee. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 37902 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 37902 reports a median household income of $56,397, 16% below the $66,993 county median, and 5% below the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $570,700, 128% above the county figure and 193% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,322 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 37902 carries 9.25% at the register, assembled from the Knoxville jurisdiction stack: the Tennessee state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 37902 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 37902 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 37902

What a purchase inside this ZIP costs at checkout.

Rate applied
9.25%Knoxville jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$93Before any exemptions

This ZIP falls inside the Knoxville rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
10.1×Home value ÷ household income
Est. mortgage
$2,961/mo20% down, 30-yr at 6.75%
Poverty rate
21.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37902 compares

ZIP 37902 against the median ZIP in Knox County and across Tennessee.

MeasureZIP 37902County medianState medianvs state
Median household income$56,397$66,993$59,143-5%
Median home value$570,700$250,550$195,100+193%
Median gross rent$1,322$1,100$885+49%
Population2,30822,0094,324-47%

Medians are computed across the 23 ZIP areas in Knox County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 42% of 596 state ZIPs

#346
Home value

above 97% of 589 state ZIPs

#15
Population

larger than 33% of 638 state ZIPs

#427

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37887Morgan County$56,375$149,100$682
38104Shelby County$56,452$301,100$1,073
37033Hickman County$56,455$199,800$935
37331McMinn County$56,484$171,000$837
38257Obion County$56,527$116,500$776
38568Overton County$56,250$188,500—

Nearby ZIP codes

Other ZIP codes filed under Knox County.

Adjacent ZIP Codes

Other ZIP codes in Knox County, Tennessee.

ZIP 37902 questions

Common questions about this ZIP code.

Where is ZIP code 37902?
ZIP 37902 lies mostly in Knox County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37902?
Purchases are taxed at 9.25% combined, built from the Knoxville jurisdiction stack.
Is 37902 expensive to live in?
Median rent runs $1,322 a month, about 28% of median household income, and the median home is worth $570,700 — +193% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37902, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.