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Knox County · Tennessee

ZIP code 37931

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37931 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,149

ZCTA residents

Median income
$91,284

Household, past 12 months

Median home
$317,100

Owner-occupied value

Sales tax
9.25%

Combined state + local

Quick answer

ZIP 37931 sits in Knox County, Tennessee and is home to 31,149 people. Median household income is $91,284, the median home is worth $317,100 and median gross rent is $1,450. 71% of households own their home, and purchases are taxed at 9.25% combined.

County
Knox County

FIPS 47093

State
Tennessee (TN)

638 ZIPs covered

Area codes
865

NANPA codes serving this area

Metro area
Knoxville

Rate jurisdiction used for tax

The numbers for 37931

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,149ZIP 37931 residents
Median household income
$91,284Past 12 months, inflation adjusted
Median home value
$317,100Owner-occupied units
Median gross rent
$1,450Rent plus utilities, monthly
Median age
38.2 yrsAll residents
Homeownership rate
71%Owner-occupied households

ZIP 37931 in context

How this area compares with national benchmarks.

ZIP 37931 is a small city in Knox County, Tennessee, with 31,149 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #63 of 638 ranked by population — larger than 90% of them. The median age here is 38.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 37931 earn a median of $91,284 a year, 16.2% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 6.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 37931 is valued at $317,100, 4.5% above the national figure, while median gross rent runs $1,450 a month, 3.1% above the national figure, or roughly $17,400 across a full year. A household on the local median income would put about 19.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 71% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 37931 in context

How 37931 sits inside Knox County and Tennessee.

ZIP 37931 is tabulated inside Knox County, Tennessee, one of 23 ZIP areas the Census publishes for that county and 638 across Tennessee. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 37931 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 37931 reports a median household income of $91,284, 36% above the $66,993 county median, and 54% above the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $317,100, 27% above the county figure and 63% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,450 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 37931 carries 9.25% at the register, assembled from the Knoxville jurisdiction stack: the Tennessee state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 37931 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 37931 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 37931

What a purchase inside this ZIP costs at checkout.

Rate applied
9.25%Knoxville jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$93Before any exemptions

This ZIP falls inside the Knoxville rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,645/mo20% down, 30-yr at 6.75%
Poverty rate
6.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37931 compares

ZIP 37931 against the median ZIP in Knox County and across Tennessee.

MeasureZIP 37931County medianState medianvs state
Median household income$91,284$66,993$59,143+54%
Median home value$317,100$250,550$195,100+63%
Median gross rent$1,450$1,100$885+64%
Population31,14922,0094,324+620%

Medians are computed across the 23 ZIP areas in Knox County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 90% of 596 state ZIPs

#58
Home value

above 85% of 589 state ZIPs

#88
Population

larger than 90% of 638 state ZIPs

#63

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37408Hamilton County$91,000$460,000$1,338
37029Dickson County$91,571$362,100$916
37035Cheatham County$90,742$237,300—
37043Montgomery County$91,871$325,400$1,208
37153Rutherford County$90,625$408,600$944
38004Tipton County$90,451$283,200$1,282

Nearby ZIP codes

Other ZIP codes filed under Knox County.

Adjacent ZIP Codes

Other ZIP codes in Knox County, Tennessee.

ZIP 37931 questions

Common questions about this ZIP code.

Where is ZIP code 37931?
ZIP 37931 lies mostly in Knox County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37931?
Purchases are taxed at 9.25% combined, built from the Knoxville jurisdiction stack.
Is 37931 expensive to live in?
Median rent runs $1,450 a month, about 19% of median household income, and the median home is worth $317,100 — +63% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37931, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.