Chattanooga sales tax rate (TN)

9.25% in Chattanooga — high. It ranks 14 of 94 covered metros, +1.3 pts against the 7.95% median. On $26,000 of taxable household spending that is $2,405 a year, $338 above it.

Local government sets 2.25% of the total, 24% of the bill; the state takes 7%. 2 layers stack: Tennessee state 7%, Hamilton County 2.25%. The Hamilton County increment at 2.25% is the largest local piece — 100% of everything local, worth $585 a year on its own.

4 of 4 covered Tennessee metros, level with the 9.25% state median. The in-state spread runs 9.25% in Chattanooga to 9.75% in Memphis — 0.5 points wide. Chattanooga is the cheapest covered metro in Tennessee; no in-state line is worth crossing.

Same bracket nationally: Nashville, TN (9.25%); Knoxville, TN (9.25%). A household relocating between Chattanooga and any of them sees no meaningful change in sales tax.

Scale: 187,030 residents, roughly 74,812 households. At $26,000 of taxable spend each, the 2.25% local share pulls about $43,765,020 a year from residents alone — before any visitor or business spending, which in a metro this size is where the rest comes from.

Chattanooga sits on the Georgia line, where the combined rate drops to about 8% — a meaningful gap on large purchases.

Rates move when a district measure passes or a local option expires. Confirm the current figure with the Tennessee Department of Revenue before filing or quoting it to a customer.