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Providence County · Rhode Island

ZIP code 02826

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 02826 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
615

ZCTA residents

Median income
$75,347

Household, past 12 months

Median home
$266,400

Owner-occupied value

Sales tax
7%

Rhode Island state rate

Quick answer

ZIP 02826 sits in Providence County, Rhode Island and is home to 615 people. Median household income is $75,347, the median home is worth $266,400 and median gross rent is —. 78% of households own their home, and purchases are taxed at 7% (Rhode Island state rate).

County
Providence County

FIPS 44007

State
Rhode Island (RI)

81 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 02826

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
615ZIP 02826 residents
Median household income
$75,347Past 12 months, inflation adjusted
Median home value
$266,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
63 yrsAll residents
Homeownership rate
78%Owner-occupied households

ZIP 02826 in context

How this area compares with national benchmarks.

ZIP 02826 is a very small community in Providence County, Rhode Island, with 615 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #69 of 81 ranked by population — larger than 15% of them. The median age here is 63 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 02826 earn a median of $75,347 a year, 4.1% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 02826 is valued at $266,400, 12.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 78% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 63 puts ZIP 02826 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 615 residents, a handful of survey responses moves every median on this page. Compare ZIP 02826 against its county rather than against national figures.

The Census withheld gross rent for ZIP 02826 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 02826 in context

How 02826 sits inside Providence County and Rhode Island.

ZIP 02826 is tabulated inside Providence County, Rhode Island, one of 42 ZIP areas the Census publishes for that county and 81 across Rhode Island. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 02826 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 02826 reports a median household income of $75,347, 17% below the $91,287 county median, and 23% below the $97,650 typical RI ZIP. Owner-occupied homes are valued at a median of $266,400, 20% below the county figure and 30% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Rhode Island charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 02826.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 02826 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 02826

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Rhode Island levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$1,382/mo20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 02826 compares

ZIP 02826 against the median ZIP in Providence County and across Rhode Island.

MeasureZIP 02826County medianState medianvs state
Median household income$75,347$91,287$97,650-23%
Median home value$266,400$332,200$378,000-30%
Median gross rent—$1,267$1,282—
Population61511,9968,095-92%

Medians are computed across the 42 ZIP areas in Providence County and the 81 ZIP areas in Rhode Island.

Statewide rank

Where this ZIP places among all 81 Rhode Island ZIP areas.

Income

richer than 18% of 71 state ZIPs

#58
Home value

above 0% of 72 state ZIPs

#72
Population

larger than 15% of 81 state ZIPs

#69

Comparable ZIP codes

Rhode Island ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
02908Providence County$74,341$293,800$1,381
02893Kent County$73,903$293,100$1,249
02807Washington County$72,450$936,200$1,422
02920Providence County$79,246$336,900$1,271
02838Providence County$82,075$327,500$1,311
02861Providence County$83,044$285,200$1,278

Nearby ZIP codes

Other ZIP codes filed under Providence County.

Adjacent ZIP Codes

Other ZIP codes in Providence County, Rhode Island.

ZIP 02826 questions

Common questions about this ZIP code.

Where is ZIP code 02826?
ZIP 02826 lies mostly in Providence County, Rhode Island. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 02826?
Rhode Island charges 7% statewide.
Is 02826 expensive to live in?
Median rent runs — a month, and the median home is worth $266,400 — -30% against the typical Rhode Island ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 02826, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.