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Providence County · Rhode Island

ZIP code 02831

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 02831 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,665

ZCTA residents

Median income
$135,106

Household, past 12 months

Median home
$468,600

Owner-occupied value

Sales tax
7%

Rhode Island state rate

Quick answer

ZIP 02831 sits in Providence County, Rhode Island and is home to 3,665 people. Median household income is $135,106, the median home is worth $468,600 and median gross rent is $1,723. 94.6% of households own their home, and purchases are taxed at 7% (Rhode Island state rate).

County
Providence County

FIPS 44007

State
Rhode Island (RI)

81 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 02831

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,665ZIP 02831 residents
Median household income
$135,106Past 12 months, inflation adjusted
Median home value
$468,600Owner-occupied units
Median gross rent
$1,723Rent plus utilities, monthly
Median age
40.6 yrsAll residents
Homeownership rate
94.6%Owner-occupied households

ZIP 02831 in context

How this area compares with national benchmarks.

ZIP 02831 is a small town in Providence County, Rhode Island, with 3,665 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #57 of 81 ranked by population — larger than 30% of them. The median age here is 40.6 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 02831 earn a median of $135,106 a year, 72% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 6.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 02831 is valued at $468,600, 54.4% above the national figure, while median gross rent runs $1,723 a month, 22.5% above the national figure, or roughly $20,676 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 94.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 02831 in context

How 02831 sits inside Providence County and Rhode Island.

ZIP 02831 is tabulated inside Providence County, Rhode Island, one of 42 ZIP areas the Census publishes for that county and 81 across Rhode Island. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 02831 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 02831 reports a median household income of $135,106, 48% above the $91,287 county median, and 38% above the $97,650 typical RI ZIP. Owner-occupied homes are valued at a median of $468,600, 41% above the county figure and 24% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,723 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Rhode Island charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 02831.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 02831 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 02831

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Rhode Island levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.5×Home value ÷ household income
Est. mortgage
$2,431/mo20% down, 30-yr at 6.75%
Poverty rate
6.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 02831 compares

ZIP 02831 against the median ZIP in Providence County and across Rhode Island.

MeasureZIP 02831County medianState medianvs state
Median household income$135,106$91,287$97,650+38%
Median home value$468,600$332,200$378,000+24%
Median gross rent$1,723$1,267$1,282+34%
Population3,66511,9968,095-55%

Medians are computed across the 42 ZIP areas in Providence County and the 81 ZIP areas in Rhode Island.

Statewide rank

Where this ZIP places among all 81 Rhode Island ZIP areas.

Income

richer than 86% of 71 state ZIPs

#10
Home value

above 74% of 72 state ZIPs

#19
Population

larger than 30% of 81 state ZIPs

#57

Comparable ZIP codes

Rhode Island ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
02827Kent County$135,139$379,800$2,677
02921Providence County$135,500$523,900$1,439
02817Kent County$137,485$500,500$1,977
02837Newport County$129,750$726,200$2,523
02835Newport County$141,442$752,300$1,932
02892Washington County$143,534$479,600$1,961

Nearby ZIP codes

Other ZIP codes filed under Providence County.

Adjacent ZIP Codes

Other ZIP codes in Providence County, Rhode Island.

ZIP 02831 questions

Common questions about this ZIP code.

Where is ZIP code 02831?
ZIP 02831 lies mostly in Providence County, Rhode Island. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 02831?
Rhode Island charges 7% statewide.
Is 02831 expensive to live in?
Median rent runs $1,723 a month, about 15% of median household income, and the median home is worth $468,600 — +24% against the typical Rhode Island ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 02831, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.