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ZipNumbers

Providence County · Rhode Island

ZIP code 02860

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 02860 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
47,372

ZCTA residents

Median income
$59,954

Household, past 12 months

Median home
$287,400

Owner-occupied value

Sales tax
7%

Rhode Island state rate

Quick answer

ZIP 02860 sits in Providence County, Rhode Island and is home to 47,372 people. Median household income is $59,954, the median home is worth $287,400 and median gross rent is $1,112. 39.9% of households own their home, and purchases are taxed at 7% (Rhode Island state rate).

County
Providence County

FIPS 44007

State
Rhode Island (RI)

81 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 02860

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
47,372ZIP 02860 residents
Median household income
$59,954Past 12 months, inflation adjusted
Median home value
$287,400Owner-occupied units
Median gross rent
$1,112Rent plus utilities, monthly
Median age
36.4 yrsAll residents
Homeownership rate
39.9%Owner-occupied households

Sales tax in 02860

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Rhode Island levies 7% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
4.8×Home value ÷ household income
Est. mortgage
$1,491/mo20% down, 30-yr at 6.75%
Poverty rate
16.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 02860 compares

ZIP 02860 against the median ZIP in Providence County and across Rhode Island.

MeasureZIP 02860County medianState medianvs state
Median household income$59,954$91,287$97,650-39%
Median home value$287,400$332,200$378,000-24%
Median gross rent$1,112$1,267$1,282-13%
Population47,37211,9968,095+485%

Medians are computed across the 42 ZIP areas in Providence County and the 81 ZIP areas in Rhode Island.

Statewide rank

Where this ZIP places among all 81 Rhode Island ZIP areas.

Income

richer than 7% of 71 state ZIPs

#66
Home value

above 8% of 72 state ZIPs

#66
Population

larger than 99% of 81 state ZIPs

#1

Comparable ZIP codes

Rhode Island ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
02914Providence County$60,838$309,600$1,165
02895Providence County$58,579$267,900$1,116
02905Providence County$57,126$322,700$1,103
02903Providence County$62,987$365,600$1,640
02909Providence County$63,950$283,800$1,258
02904Providence County$64,637$302,200$1,217

Nearby ZIP codes

Other ZIP codes filed under Providence County.

ZIP 02860 questions

Common questions about this ZIP code.

Where is ZIP code 02860?
ZIP 02860 lies mostly in Providence County, Rhode Island. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 02860?
Rhode Island charges 7% statewide.
Is 02860 expensive to live in?
Median rent runs $1,112 a month, about 22% of median household income, and the median home is worth $287,400-24% against the typical Rhode Island ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 02860, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.