
Linn County · Oregon
ZIP code 97446
- Population
- 4,997
- Median income
- $72,065
- Median home
- $318,200
- Sales tax
- 0%
ZCTA residents
Household, past 12 months
Owner-occupied value
Oregon state rate
Quick answer
ZIP 97446 sits in Linn County, Oregon and is home to 4,997 people. Median household income is $72,065, the median home is worth $318,200 and median gross rent is $1,172. 80% of households own their home, and purchases are taxed at 0% (Oregon state rate).
- County
- Linn County
- State
- Oregon (OR)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 41043
428 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 97446
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 4,997ZIP 97446 residents
- Median household income
- $72,065Past 12 months, inflation adjusted
- Median home value
- $318,200Owner-occupied units
- Median gross rent
- $1,172Rent plus utilities, monthly
- Median age
- 34.4 yrsAll residents
- Homeownership rate
- 80%Owner-occupied households
ZIP 97446 in context
How this area compares with national benchmarks.
ZIP 97446 is a small town in Linn County, Oregon, with 4,997 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #167 of 428 ranked by population — larger than 61% of them. The median age here is 34.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 97446 earn a median of $72,065 a year, 8.2% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.5% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 97446 is valued at $318,200, 4.9% above the national figure, while median gross rent runs $1,172 a month, 16.6% below the national figure, or roughly $14,064 across a full year. A household on the local median income would put about 19.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 80% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 97446 in context
How 97446 sits inside Linn County and Oregon.
ZIP 97446 is tabulated inside Linn County, Oregon, one of 17 ZIP areas the Census publishes for that county and 428 across Oregon. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97446 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 97446 reports a median household income of $72,065, 18% below the $87,747 county median, and close to the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $318,200, 12% below the county figure and 17% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,172 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97446.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97446 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 97446
What a purchase inside this ZIP costs at checkout.
Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 97446 compares
ZIP 97446 against the median ZIP in Linn County and across Oregon.
| Measure | ZIP 97446 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $72,065 | $87,747 | $71,485 | +1% |
| Median home value | $318,200 | $362,200 | $385,100 | -17% |
| Median gross rent | $1,172 | $1,218 | $1,183 | -1% |
| Population | 4,997 | 2,362 | 2,452 | +104% |
Medians are computed across the 17 ZIP areas in Linn County and the 428 ZIP areas in Oregon.
Statewide rank
Where this ZIP places among all 428 Oregon ZIP areas.
- Income
- #186
- Home value
- #257
- Population
- #167
richer than 52% of 385 state ZIPs
above 32% of 379 state ZIPs
larger than 61% of 428 state ZIPs
Comparable ZIP codes
Oregon ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Linn County.
Adjacent ZIP Codes
Other ZIP codes in Linn County, Oregon.
ZIP 97446 questions
Common questions about this ZIP code.
- Where is ZIP code 97446?
- ZIP 97446 lies mostly in Linn County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 97446?
- Oregon charges 0% statewide.
- Is 97446 expensive to live in?
- Median rent runs $1,172 a month, about 20% of median household income, and the median home is worth $318,200 — -17% against the typical Oregon ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Oregon Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.