
McCurtain County · Oklahoma
ZIP code 74963
- Population
- 632
- Median income
- $54,205
- Median home
- $91,700
- Sales tax
- 4.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Oklahoma state rate
Quick answer
ZIP 74963 sits in McCurtain County, Oklahoma and is home to 632 people. Median household income is $54,205, the median home is worth $91,700 and median gross rent is —. 86.6% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).
- County
- McCurtain County
- State
- Oklahoma (OK)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 40089
664 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 74963
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 632ZIP 74963 residents
- Median household income
- $54,205Past 12 months, inflation adjusted
- Median home value
- $91,700Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- 39.2 yrsAll residents
- Homeownership rate
- 86.6%Owner-occupied households
ZIP 74963 in context
How this area compares with national benchmarks.
ZIP 74963 is a very small community in McCurtain County, Oklahoma, with 632 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #466 of 664 ranked by population — larger than 29% of them. The median age here is 39.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 74963 earn a median of $54,205 a year, 31% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 13.3% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 74963 is valued at $91,700, 69.8% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.7×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 86.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
With 632 residents, a handful of survey responses moves every median on this page. Compare ZIP 74963 against its county rather than against national figures.
The Census withheld gross rent for ZIP 74963 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 74963 in context
How 74963 sits inside McCurtain County and Oklahoma.
ZIP 74963 is tabulated inside McCurtain County, Oklahoma, one of 14 ZIP areas the Census publishes for that county and 664 across Oklahoma. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74963 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 74963 reports a median household income of $54,205, close to the $53,830 county median, and 6% below the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $91,700, 21% below the county figure and 29% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Oklahoma charges 4.5% statewide, and local governments overlapping 74963 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74963 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 74963
What a purchase inside this ZIP costs at checkout.
Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 74963 compares
ZIP 74963 against the median ZIP in McCurtain County and across Oklahoma.
| Measure | ZIP 74963 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $54,205 | $53,830 | $57,827 | -6% |
| Median home value | $91,700 | $116,750 | $128,900 | -29% |
| Median gross rent | — | $709 | $820 | — |
| Population | 632 | 756 | 1,633 | -61% |
Medians are computed across the 14 ZIP areas in McCurtain County and the 664 ZIP areas in Oklahoma.
Statewide rank
Where this ZIP places among all 664 Oklahoma ZIP areas.
- Income
- #385
- Home value
- #498
- Population
- #466
richer than 39% of 631 state ZIPs
above 18% of 610 state ZIPs
larger than 30% of 664 state ZIPs
Comparable ZIP codes
Oklahoma ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under McCurtain County.
Adjacent ZIP Codes
Other ZIP codes in McCurtain County, Oklahoma.
ZIP 74963 questions
Common questions about this ZIP code.
- Where is ZIP code 74963?
- ZIP 74963 lies mostly in McCurtain County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 74963?
- Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
- Is 74963 expensive to live in?
- Median rent runs — a month, and the median home is worth $91,700 — -29% against the typical Oklahoma ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Oklahoma Tax Commission — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.