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ZipNumbers

McCurtain County · Oklahoma

ZIP code 74728

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74728 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,177

ZCTA residents

Median income
$58,667

Household, past 12 months

Median home
$150,200

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74728 sits in McCurtain County, Oklahoma and is home to 11,177 people. Median household income is $58,667, the median home is worth $150,200 and median gross rent is $709. 73.5% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
McCurtain County

FIPS 40089

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74728

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,177ZIP 74728 residents
Median household income
$58,667Past 12 months, inflation adjusted
Median home value
$150,200Owner-occupied units
Median gross rent
$709Rent plus utilities, monthly
Median age
38.2 yrsAll residents
Homeownership rate
73.5%Owner-occupied households

Sales tax in 74728

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$779/mo20% down, 30-yr at 6.75%
Poverty rate
19.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74728 compares

ZIP 74728 against the median ZIP in McCurtain County and across Oklahoma.

MeasureZIP 74728County medianState medianvs state
Median household income$58,667$53,830$57,827+1%
Median home value$150,200$116,750$128,900+17%
Median gross rent$709$709$820-14%
Population11,1777561,633+584%

Medians are computed across the 14 ZIP areas in McCurtain County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 53% of 631 state ZIPs

#295
Home value

above 62% of 610 state ZIPs

#231
Population

larger than 83% of 664 state ZIPs

#115

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74755McCurtain County$58,654$101,000
74931Adair County$58,646$116,400$775
74837Seminole County$58,625$74,800$850
73057Garvin County$58,712$133,600$798
73942Texas County$58,609$172,400$975
73132Oklahoma County$58,750$200,500$1,058

Nearby ZIP codes

Other ZIP codes filed under McCurtain County.

ZIP 74728 questions

Common questions about this ZIP code.

Where is ZIP code 74728?
ZIP 74728 lies mostly in McCurtain County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74728?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74728 expensive to live in?
Median rent runs $709 a month, about 15% of median household income, and the median home is worth $150,200+17% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74728, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.