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ZipNumbers

Payne County · Oklahoma

ZIP code 74059

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74059 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,854

ZCTA residents

Median income
$53,860

Household, past 12 months

Median home
$195,500

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74059 sits in Payne County, Oklahoma and is home to 5,854 people. Median household income is $53,860, the median home is worth $195,500 and median gross rent is $888. 72.4% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Payne County

FIPS 40119

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74059

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,854ZIP 74059 residents
Median household income
$53,860Past 12 months, inflation adjusted
Median home value
$195,500Owner-occupied units
Median gross rent
$888Rent plus utilities, monthly
Median age
32.7 yrsAll residents
Homeownership rate
72.4%Owner-occupied households

Sales tax in 74059

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,014/mo20% down, 30-yr at 6.75%
Poverty rate
19.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74059 compares

ZIP 74059 against the median ZIP in Payne County and across Oklahoma.

MeasureZIP 74059County medianState medianvs state
Median household income$53,860$50,245$57,827-7%
Median home value$195,500$172,600$128,900+52%
Median gross rent$888$819$820+8%
Population5,8542,3911,633+258%

Medians are computed across the 9 ZIP areas in Payne County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 38% of 631 state ZIPs

#390
Home value

above 82% of 610 state ZIPs

#108
Population

larger than 74% of 664 state ZIPs

#170

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73028Logan County$53,849$145,200$859
73038Caddo County$53,929$116,200$700
73937Cimarron County$53,750$107,500
74569Atoka County$53,750$93,600$756
74441Cherokee County$53,736$151,900$862
73749Alfalfa County$53,986$82,000$486

Nearby ZIP codes

Other ZIP codes filed under Payne County.

ZIP 74059 questions

Common questions about this ZIP code.

Where is ZIP code 74059?
ZIP 74059 lies mostly in Payne County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74059?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74059 expensive to live in?
Median rent runs $888 a month, about 20% of median household income, and the median home is worth $195,500+52% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74059, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.