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Pontotoc County · Oklahoma

ZIP code 74843

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74843 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
299

ZCTA residents

Median income
$103,438

Household, past 12 months

Median home
$288,200

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74843 sits in Pontotoc County, Oklahoma and is home to 299 people. Median household income is $103,438, the median home is worth $288,200 and median gross rent is —. 90.1% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Pontotoc County

FIPS 40123

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74843

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
299ZIP 74843 residents
Median household income
$103,438Past 12 months, inflation adjusted
Median home value
$288,200Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
60.7 yrsAll residents
Homeownership rate
90.1%Owner-occupied households

ZIP 74843 in context

How this area compares with national benchmarks.

ZIP 74843 is a very small community in Pontotoc County, Oklahoma, with 299 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #550 of 664 ranked by population — larger than 17% of them. The median age here is 60.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 74843 earn a median of $103,438 a year, 31.7% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 74843 is valued at $288,200, 5% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 60.7 puts ZIP 74843 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 299 residents, a handful of survey responses moves every median on this page. Compare ZIP 74843 against its county rather than against national figures.

The Census withheld gross rent for ZIP 74843 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 74843 in context

How 74843 sits inside Pontotoc County and Oklahoma.

ZIP 74843 is tabulated inside Pontotoc County, Oklahoma, one of 7 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74843 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 74843 reports a median household income of $103,438, 67% above the $61,944 county median, and 79% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $288,200, 103% above the county figure and 124% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 74843 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74843 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 74843

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,495/mo20% down, 30-yr at 6.75%
Poverty rate
4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74843 compares

ZIP 74843 against the median ZIP in Pontotoc County and across Oklahoma.

MeasureZIP 74843County medianState medianvs state
Median household income$103,438$61,944$57,827+79%
Median home value$288,200$141,700$128,900+124%
Median gross rent—$882$820—
Population2991,7631,633-82%

Medians are computed across the 7 ZIP areas in Pontotoc County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 97% of 631 state ZIPs

#20
Home value

above 96% of 610 state ZIPs

#23
Population

larger than 17% of 664 state ZIPs

#550

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73179Oklahoma County$103,713$235,400$1,699
74137Tulsa County$103,963$384,500$1,133
74037Tulsa County$101,573$267,400$1,565
73089Grady County$101,205$264,200$912
73016Kingfisher County$101,098$240,800$1,356
73562Cotton County$106,250$150,700$775

Nearby ZIP codes

Other ZIP codes filed under Pontotoc County.

Adjacent ZIP Codes

Other ZIP codes in Pontotoc County, Oklahoma.

ZIP 74843 questions

Common questions about this ZIP code.

Where is ZIP code 74843?
ZIP 74843 lies mostly in Pontotoc County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74843?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74843 expensive to live in?
Median rent runs — a month, and the median home is worth $288,200 — +124% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74843, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.