Pontotoc County · Oklahoma
ZIP code 74820
- Population
- 31,679
- Median income
- $62,359
- Median home
- $177,600
- Sales tax
- 4.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Oklahoma state rate
Quick answer
ZIP 74820 sits in Pontotoc County, Oklahoma and is home to 31,679 people. Median household income is $62,359, the median home is worth $177,600 and median gross rent is $882. 63.3% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).
- County
- Pontotoc County
- State
- Oklahoma (OK)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 40123
664 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 74820
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 31,679ZIP 74820 residents
- Median household income
- $62,359Past 12 months, inflation adjusted
- Median home value
- $177,600Owner-occupied units
- Median gross rent
- $882Rent plus utilities, monthly
- Median age
- 36.7 yrsAll residents
- Homeownership rate
- 63.3%Owner-occupied households
Sales tax in 74820
What a purchase inside this ZIP costs at checkout.
Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 74820 compares
ZIP 74820 against the median ZIP in Pontotoc County and across Oklahoma.
| Measure | ZIP 74820 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $62,359 | $61,944 | $57,827 | +8% |
| Median home value | $177,600 | $141,700 | $128,900 | +38% |
| Median gross rent | $882 | $882 | $820 | +8% |
| Population | 31,679 | 1,763 | 1,633 | +1840% |
Medians are computed across the 7 ZIP areas in Pontotoc County and the 664 ZIP areas in Oklahoma.
Statewide rank
Where this ZIP places among all 664 Oklahoma ZIP areas.
- Income
- #223
- Home value
- #137
- Population
- #23
richer than 65% of 631 state ZIPs
above 78% of 610 state ZIPs
larger than 97% of 664 state ZIPs
Comparable ZIP codes
Oklahoma ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Pontotoc County.
ZIP 74820 questions
Common questions about this ZIP code.
- Where is ZIP code 74820?
- ZIP 74820 lies mostly in Pontotoc County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 74820?
- Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
- Is 74820 expensive to live in?
- Median rent runs $882 a month, about 17% of median household income, and the median home is worth $177,600 — +38% against the typical Oklahoma ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Oklahoma Tax Commission — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.