ZIP code 74851

ZIP 74851 is a mid-size town in Pottawatomie County, Oklahoma, with 11,161 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #116 of 664 ranked by population — larger than 82% of them. The median age here is 39 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 74851 earn a median of $77,500 a year, 1.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 8.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 74851 is valued at $159,600, 47.4% below the national figure, while median gross rent runs $624 a month, 55.6% below the national figure, or roughly $7,488 across a full year. A household on the local median income would put about 9.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 83% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 74851 is tabulated inside Pottawatomie County, Oklahoma, one of 9 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74851 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 74851 reports a median household income of $77,500, 41% above the $54,833 county median, and 34% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $159,600, 19% above the county figure and 24% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $624 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 74851 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74851 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.