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ZipNumbers

Jackson County · Ohio

ZIP code 45640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,360

ZCTA residents

Median income
$62,813

Household, past 12 months

Median home
$165,800

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45640 sits in Jackson County, Ohio and is home to 16,360 people. Median household income is $62,813, the median home is worth $165,800 and median gross rent is $769. 71.9% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Jackson County

FIPS 39079

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,360ZIP 45640 residents
Median household income
$62,813Past 12 months, inflation adjusted
Median home value
$165,800Owner-occupied units
Median gross rent
$769Rent plus utilities, monthly
Median age
40.2 yrsAll residents
Homeownership rate
71.9%Owner-occupied households

Sales tax in 45640

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$860/mo20% down, 30-yr at 6.75%
Poverty rate
15.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45640 compares

ZIP 45640 against the median ZIP in Jackson County and across Ohio.

MeasureZIP 45640County medianState medianvs state
Median household income$62,813$57,846$68,141-8%
Median home value$165,800$117,400$167,500-1%
Median gross rent$769$770$881-13%
Population16,3606,8123,633+350%

Medians are computed across the 5 ZIP areas in Jackson County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 38% of 1,145 state ZIPs

#708
Home value

above 48% of 1,132 state ZIPs

#584
Population

larger than 78% of 1,233 state ZIPs

#274

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
43420Sandusky County$62,802$142,400$824
44815Seneca County$62,794$101,100$633
45887Allen County$62,838$185,400$808
45863Van Wert County$62,841$126,000$683
43106Fayette County$62,853$96,900$945
44609Mahoning County$62,738$190,200$682

Nearby ZIP codes

Other ZIP codes filed under Jackson County.

ZIP 45640 questions

Common questions about this ZIP code.

Where is ZIP code 45640?
ZIP 45640 lies mostly in Jackson County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45640?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45640 expensive to live in?
Median rent runs $769 a month, about 15% of median household income, and the median home is worth $165,800-1% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.