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ZipNumbers

Jackson County · Ohio

ZIP code 45685

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45685 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,272

ZCTA residents

Median income
$63,472

Household, past 12 months

Median home
$130,800

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45685 sits in Jackson County, Ohio and is home to 1,272 people. Median household income is $63,472, the median home is worth $130,800 and median gross rent is $770. 74.3% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Jackson County

FIPS 39079

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45685

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,272ZIP 45685 residents
Median household income
$63,472Past 12 months, inflation adjusted
Median home value
$130,800Owner-occupied units
Median gross rent
$770Rent plus utilities, monthly
Median age
20.9 yrsAll residents
Homeownership rate
74.3%Owner-occupied households

Sales tax in 45685

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$679/mo20% down, 30-yr at 6.75%
Poverty rate
10.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45685 compares

ZIP 45685 against the median ZIP in Jackson County and across Ohio.

MeasureZIP 45685County medianState medianvs state
Median household income$63,472$57,846$68,141-7%
Median home value$130,800$117,400$167,500-22%
Median gross rent$770$770$881-13%
Population1,2726,8123,633-65%

Medians are computed across the 5 ZIP areas in Jackson County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 40% of 1,145 state ZIPs

#686
Home value

above 28% of 1,132 state ZIPs

#820
Population

larger than 29% of 1,233 state ZIPs

#878

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
43613Lucas County$63,425$125,300$895
45051Hamilton County$63,523$943
45614Gallia County$63,418$121,500$497
45352Darke County$63,542$62,500$750
45328Darke County$63,594$106,300$954
43451Wood County$63,333$176,700$854

Nearby ZIP codes

Other ZIP codes filed under Jackson County.

ZIP 45685 questions

Common questions about this ZIP code.

Where is ZIP code 45685?
ZIP 45685 lies mostly in Jackson County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45685?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45685 expensive to live in?
Median rent runs $770 a month, about 15% of median household income, and the median home is worth $130,800-22% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45685, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.