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ZipNumbers

Gallia County · Ohio

ZIP code 45631

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45631 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
12,669

ZCTA residents

Median income
$54,772

Household, past 12 months

Median home
$138,700

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45631 sits in Gallia County, Ohio and is home to 12,669 people. Median household income is $54,772, the median home is worth $138,700 and median gross rent is $807. 71.6% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Gallia County

FIPS 39053

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45631

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
12,669ZIP 45631 residents
Median household income
$54,772Past 12 months, inflation adjusted
Median home value
$138,700Owner-occupied units
Median gross rent
$807Rent plus utilities, monthly
Median age
43.9 yrsAll residents
Homeownership rate
71.6%Owner-occupied households

Sales tax in 45631

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$720/mo20% down, 30-yr at 6.75%
Poverty rate
12.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45631 compares

ZIP 45631 against the median ZIP in Gallia County and across Ohio.

MeasureZIP 45631County medianState medianvs state
Median household income$54,772$63,418$68,141-20%
Median home value$138,700$139,000$167,500-17%
Median gross rent$807$807$881-8%
Population12,6693,3813,633+249%

Medians are computed across the 7 ZIP areas in Gallia County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 23% of 1,145 state ZIPs

#880
Home value

above 30% of 1,132 state ZIPs

#787
Population

larger than 73% of 1,233 state ZIPs

#337

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
44111Cuyahoga County$54,790$130,000$938
45303Darke County$54,669$125,300$695
43006Coshocton County$54,659$116,100$850
43701Muskingum County$54,900$164,200$819
45660Adams County$54,904$158,500$760
43410Sandusky County$54,635$161,800$733

Nearby ZIP codes

Other ZIP codes filed under Gallia County.

ZIP 45631 questions

Common questions about this ZIP code.

Where is ZIP code 45631?
ZIP 45631 lies mostly in Gallia County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45631?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45631 expensive to live in?
Median rent runs $807 a month, about 18% of median household income, and the median home is worth $138,700-17% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45631, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.