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McHenry County · North Dakota

ZIP code 58789

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 58789 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
482

ZCTA residents

Median income
$80,750

Household, past 12 months

Median home
$118,000

Owner-occupied value

Sales tax
5%

North Dakota state rate

Quick answer

ZIP 58789 sits in McHenry County, North Dakota and is home to 482 people. Median household income is $80,750, the median home is worth $118,000 and median gross rent is —. 88.6% of households own their home, and purchases are taxed at 5% (North Dakota state rate).

County
McHenry County

FIPS 38049

State
North Dakota (ND)

389 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 58789

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
482ZIP 58789 residents
Median household income
$80,750Past 12 months, inflation adjusted
Median home value
$118,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
37.9 yrsAll residents
Homeownership rate
88.6%Owner-occupied households

ZIP 58789 in context

How this area compares with national benchmarks.

ZIP 58789 is a very small community in McHenry County, North Dakota, with 482 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #174 of 389 ranked by population — larger than 55% of them. The median age here is 37.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 58789 earn a median of $80,750 a year, 2.8% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 58789 is valued at $118,000, 61.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 88.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not. With 482 residents, a handful of survey responses moves every median on this page. Compare ZIP 58789 against its county rather than against national figures.

The Census withheld gross rent for ZIP 58789 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 58789 in context

How 58789 sits inside McHenry County and North Dakota.

ZIP 58789 is tabulated inside McHenry County, North Dakota, one of 12 ZIP areas the Census publishes for that county and 389 across North Dakota. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 58789 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 58789 reports a median household income of $80,750, close to the $81,771 county median, and 3% above the $78,594 typical ND ZIP. Owner-occupied homes are valued at a median of $118,000, 12% below the county figure and 26% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Dakota charges 5% statewide, and local governments overlapping 58789 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 58789 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 58789

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

North Dakota levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
1.5×Home value ÷ household income
Est. mortgage
$612/mo20% down, 30-yr at 6.75%
Poverty rate
14.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 58789 compares

ZIP 58789 against the median ZIP in McHenry County and across North Dakota.

MeasureZIP 58789County medianState medianvs state
Median household income$80,750$81,771$78,594+3%
Median home value$118,000$134,050$160,400-26%
Median gross rent—$731$745—
Population482421422+14%

Medians are computed across the 12 ZIP areas in McHenry County and the 389 ZIP areas in North Dakota.

Statewide rank

Where this ZIP places among all 389 North Dakota ZIP areas.

Income

richer than 54% of 357 state ZIPs

#164
Home value

above 32% of 332 state ZIPs

#225
Population

larger than 55% of 389 state ZIPs

#174

Comparable ZIP codes

North Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
58722Ward County$80,982$241,400$988
58601Stark County$81,008$269,200$968
58357Benson County$80,441$52,400—
58021Cass County$80,417$241,800—
58041Richland County$80,357$144,700$450
58788McHenry County$80,278$125,900—

Nearby ZIP codes

Other ZIP codes filed under McHenry County.

Adjacent ZIP Codes

Other ZIP codes in McHenry County, North Dakota.

ZIP 58789 questions

Common questions about this ZIP code.

Where is ZIP code 58789?
ZIP 58789 lies mostly in McHenry County, North Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 58789?
North Dakota charges 5% statewide, plus any county, city or district rate that applies locally.
Is 58789 expensive to live in?
Median rent runs — a month, and the median home is worth $118,000 — -26% against the typical North Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 58789, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.