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McHenry County · North Dakota

ZIP code 58790

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 58790 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,500

ZCTA residents

Median income
$81,563

Household, past 12 months

Median home
$232,500

Owner-occupied value

Sales tax
5%

North Dakota state rate

Quick answer

ZIP 58790 sits in McHenry County, North Dakota and is home to 1,500 people. Median household income is $81,563, the median home is worth $232,500 and median gross rent is $732. 73.8% of households own their home, and purchases are taxed at 5% (North Dakota state rate).

County
McHenry County

FIPS 38049

State
North Dakota (ND)

389 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 58790

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,500ZIP 58790 residents
Median household income
$81,563Past 12 months, inflation adjusted
Median home value
$232,500Owner-occupied units
Median gross rent
$732Rent plus utilities, monthly
Median age
39 yrsAll residents
Homeownership rate
73.8%Owner-occupied households

ZIP 58790 in context

How this area compares with national benchmarks.

ZIP 58790 is a small town in McHenry County, North Dakota, with 1,500 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #60 of 389 ranked by population — larger than 84% of them. The median age here is 39 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 58790 earn a median of $81,563 a year, 3.9% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 58790 is valued at $232,500, 23.4% below the national figure, while median gross rent runs $732 a month, 47.9% below the national figure, or roughly $8,784 across a full year. A household on the local median income would put about 10.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 73.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 58790 in context

How 58790 sits inside McHenry County and North Dakota.

ZIP 58790 is tabulated inside McHenry County, North Dakota, one of 12 ZIP areas the Census publishes for that county and 389 across North Dakota. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 58790 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 58790 reports a median household income of $81,563, close to the $81,771 county median, and 4% above the $78,594 typical ND ZIP. Owner-occupied homes are valued at a median of $232,500, 73% above the county figure and 45% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $732 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Dakota charges 5% statewide, and local governments overlapping 58790 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 58790 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 58790

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

North Dakota levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
11%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,206/mo20% down, 30-yr at 6.75%
Poverty rate
9.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 58790 compares

ZIP 58790 against the median ZIP in McHenry County and across North Dakota.

MeasureZIP 58790County medianState medianvs state
Median household income$81,563$81,771$78,594+4%
Median home value$232,500$134,050$160,400+45%
Median gross rent$732$731$745-2%
Population1,500421422+255%

Medians are computed across the 12 ZIP areas in McHenry County and the 389 ZIP areas in North Dakota.

Statewide rank

Where this ZIP places among all 389 North Dakota ZIP areas.

Income

richer than 56% of 357 state ZIPs

#156
Home value

above 76% of 332 state ZIPs

#81
Population

larger than 85% of 389 state ZIPs

#60

Comparable ZIP codes

North Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
58730Divide County$81,711$153,300$1,023
58601Stark County$81,008$269,200$968
58722Ward County$80,982$241,400$988
58554Morton County$82,168$266,900$1,048
58357Benson County$80,441$52,400—
58021Cass County$80,417$241,800—

Nearby ZIP codes

Other ZIP codes filed under McHenry County.

Adjacent ZIP Codes

Other ZIP codes in McHenry County, North Dakota.

ZIP 58790 questions

Common questions about this ZIP code.

Where is ZIP code 58790?
ZIP 58790 lies mostly in McHenry County, North Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 58790?
North Dakota charges 5% statewide, plus any county, city or district rate that applies locally.
Is 58790 expensive to live in?
Median rent runs $732 a month, about 11% of median household income, and the median home is worth $232,500 — +45% against the typical North Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 58790, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.