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Ward County · North Dakota

ZIP code 58703

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 58703 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
22,604

ZCTA residents

Median income
$82,926

Household, past 12 months

Median home
$254,800

Owner-occupied value

Sales tax
5%

North Dakota state rate

Quick answer

ZIP 58703 sits in Ward County, North Dakota and is home to 22,604 people. Median household income is $82,926, the median home is worth $254,800 and median gross rent is $1,030. 63% of households own their home, and purchases are taxed at 5% (North Dakota state rate).

County
Ward County

FIPS 38101

State
North Dakota (ND)

389 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 58703

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
22,604ZIP 58703 residents
Median household income
$82,926Past 12 months, inflation adjusted
Median home value
$254,800Owner-occupied units
Median gross rent
$1,030Rent plus utilities, monthly
Median age
33.2 yrsAll residents
Homeownership rate
63%Owner-occupied households

ZIP 58703 in context

How this area compares with national benchmarks.

ZIP 58703 is a mid-size town in Ward County, North Dakota, with 22,604 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #13 of 389 ranked by population — larger than 96% of them. The median age here is 33.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 58703 earn a median of $82,926 a year, 5.6% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 58703 is valued at $254,800, 16% below the national figure, while median gross rent runs $1,030 a month, 26.7% below the national figure, or roughly $12,360 across a full year. A household on the local median income would put about 14.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 63% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 58703 in context

How 58703 sits inside Ward County and North Dakota.

ZIP 58703 is tabulated inside Ward County, North Dakota, one of 14 ZIP areas the Census publishes for that county and 389 across North Dakota. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 58703 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 58703 reports a median household income of $82,926, close to the $81,954 county median, and 6% above the $78,594 typical ND ZIP. Owner-occupied homes are valued at a median of $254,800, 6% above the county figure and 59% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,030 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

North Dakota charges 5% statewide, and local governments overlapping 58703 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 58703 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 58703

What a purchase inside this ZIP costs at checkout.

Rate applied
5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$50Before any exemptions

North Dakota levies 5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,322/mo20% down, 30-yr at 6.75%
Poverty rate
5.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 58703 compares

ZIP 58703 against the median ZIP in Ward County and across North Dakota.

MeasureZIP 58703County medianState medianvs state
Median household income$82,926$81,954$78,594+6%
Median home value$254,800$241,400$160,400+59%
Median gross rent$1,030$932$745+38%
Population22,604914422+5256%

Medians are computed across the 14 ZIP areas in Ward County and the 389 ZIP areas in North Dakota.

Statewide rank

Where this ZIP places among all 389 North Dakota ZIP areas.

Income

richer than 59% of 357 state ZIPs

#148
Home value

above 83% of 332 state ZIPs

#57
Population

larger than 97% of 389 state ZIPs

#13

Comparable ZIP codes

North Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
58554Morton County$82,168$266,900$1,048
58218Traill County$83,750$245,000$684
58730Divide County$81,711$153,300$1,023
58318Bottineau County$84,150$218,000$744
58790McHenry County$81,563$232,500$732
58421Foster County$84,688$168,500$759

Nearby ZIP codes

Other ZIP codes filed under Ward County.

Adjacent ZIP Codes

Other ZIP codes in Ward County, North Dakota.

ZIP 58703 questions

Common questions about this ZIP code.

Where is ZIP code 58703?
ZIP 58703 lies mostly in Ward County, North Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 58703?
North Dakota charges 5% statewide, plus any county, city or district rate that applies locally.
Is 58703 expensive to live in?
Median rent runs $1,030 a month, about 15% of median household income, and the median home is worth $254,800 — +59% against the typical North Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 58703, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.