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ZipNumbers

Henderson County · North Carolina

ZIP code 28726

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28726 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,373

ZCTA residents

Median income
$56,638

Household, past 12 months

Median home
$178,600

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28726 sits in Henderson County, North Carolina and is home to 4,373 people. Median household income is $56,638, the median home is worth $178,600 and median gross rent is $945. 57.9% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
Henderson County

FIPS 37089

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28726

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,373ZIP 28726 residents
Median household income
$56,638Past 12 months, inflation adjusted
Median home value
$178,600Owner-occupied units
Median gross rent
$945Rent plus utilities, monthly
Median age
29.7 yrsAll residents
Homeownership rate
57.9%Owner-occupied households

Sales tax in 28726

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$927/mo20% down, 30-yr at 6.75%
Poverty rate
14.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28726 compares

ZIP 28726 against the median ZIP in Henderson County and across North Carolina.

MeasureZIP 28726County medianState medianvs state
Median household income$56,638$78,815$62,646-10%
Median home value$178,600$349,200$203,100-12%
Median gross rent$945$1,157$941even
Population4,3734,3735,300-17%

Medians are computed across the 13 ZIP areas in Henderson County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 37% of 766 state ZIPs

#485
Home value

above 38% of 763 state ZIPs

#470
Population

larger than 47% of 853 state ZIPs

#452

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28617Ashe County$56,667$198,700$743
27403Guilford County$56,722$218,600$998
28714Yancey County$56,551$216,200$803
27843Edgecombe County$56,726$94,300$769
28396Scotland County$56,736$150,200$594
27406Guilford County$56,748$191,800$1,103

Nearby ZIP codes

Other ZIP codes filed under Henderson County.

ZIP 28726 questions

Common questions about this ZIP code.

Where is ZIP code 28726?
ZIP 28726 lies mostly in Henderson County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28726?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28726 expensive to live in?
Median rent runs $945 a month, about 20% of median household income, and the median home is worth $178,600-12% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28726, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.