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ZipNumbers

Swain County · North Carolina

ZIP code 28719

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28719 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,577

ZCTA residents

Median income
$52,221

Household, past 12 months

Median home
$144,700

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28719 sits in Swain County, North Carolina and is home to 6,577 people. Median household income is $52,221, the median home is worth $144,700 and median gross rent is $673. 75% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
Swain County

FIPS 37173

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28719

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,577ZIP 28719 residents
Median household income
$52,221Past 12 months, inflation adjusted
Median home value
$144,700Owner-occupied units
Median gross rent
$673Rent plus utilities, monthly
Median age
38 yrsAll residents
Homeownership rate
75%Owner-occupied households

Sales tax in 28719

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$751/mo20% down, 30-yr at 6.75%
Poverty rate
20.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28719 compares

ZIP 28719 against the median ZIP in Swain County and across North Carolina.

MeasureZIP 28719County medianState medianvs state
Median household income$52,221$54,295$62,646-17%
Median home value$144,700$188,000$203,100-29%
Median gross rent$673$690$941-28%
Population6,5777,5095,300+24%

Medians are computed across the 2 ZIP areas in Swain County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 27% of 766 state ZIPs

#560
Home value

above 24% of 763 state ZIPs

#582
Population

larger than 54% of 853 state ZIPs

#392

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28090Cleveland County$52,224$140,200$680
28762McDowell County$52,269$176,300$757
28401New Hanover County$52,159$263,000$1,183
28139Rutherford County$52,148$195,300$842
28365Duplin County$52,333$119,000$922
27537Vance County$52,345$150,800$915

Nearby ZIP codes

Other ZIP codes filed under Swain County.

ZIP 28719 questions

Common questions about this ZIP code.

Where is ZIP code 28719?
ZIP 28719 lies mostly in Swain County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28719?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28719 expensive to live in?
Median rent runs $673 a month, about 15% of median household income, and the median home is worth $144,700-29% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28719, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.