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Genesee County · New York

ZIP code 14054

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14054 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,359

ZCTA residents

Median income
$80,903

Household, past 12 months

Median home
$164,900

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14054 sits in Genesee County, New York and is home to 1,359 people. Median household income is $80,903, the median home is worth $164,900 and median gross rent is $885. 75.9% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Genesee County

FIPS 36037

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14054

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,359ZIP 14054 residents
Median household income
$80,903Past 12 months, inflation adjusted
Median home value
$164,900Owner-occupied units
Median gross rent
$885Rent plus utilities, monthly
Median age
38.3 yrsAll residents
Homeownership rate
75.9%Owner-occupied households

ZIP 14054 in context

How this area compares with national benchmarks.

ZIP 14054 is a small town in Genesee County, New York, with 1,359 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1197 of 1,824 ranked by population — larger than 34% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 14054 earn a median of $80,903 a year, 3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 7.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 14054 is valued at $164,900, 45.6% below the national figure, while median gross rent runs $885 a month, 37.1% below the national figure, or roughly $10,620 across a full year. A household on the local median income would put about 13.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 75.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 14054 in context

How 14054 sits inside Genesee County and New York.

ZIP 14054 is tabulated inside Genesee County, New York, one of 15 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 14054 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 14054 reports a median household income of $80,903, close to the $81,711 county median, and close to the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $164,900, 5% above the county figure and 29% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $885 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 14054 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 14054 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 14054

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$856/mo20% down, 30-yr at 6.75%
Poverty rate
7.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14054 compares

ZIP 14054 against the median ZIP in Genesee County and across New York.

MeasureZIP 14054County medianState medianvs state
Median household income$80,903$81,711$79,429+2%
Median home value$164,900$156,900$232,800-29%
Median gross rent$885$900$1,125-21%
Population1,3591,7882,819-52%

Medians are computed across the 15 ZIP areas in Genesee County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 52% of 1,625 state ZIPs

#778
Home value

above 29% of 1,631 state ZIPs

#1,162
Population

larger than 34% of 1,824 state ZIPs

#1,197

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
13811Tioga County$80,900$131,500$921
12803Saratoga County$80,913$222,600$1,194
11423Queens County$80,870$717,300$1,706
13320Otsego County$80,956$191,600$805
13158Cortland County$80,809$168,500$762
14571Orleans County$81,000$158,900—

Nearby ZIP codes

Other ZIP codes filed under Genesee County.

Adjacent ZIP Codes

Other ZIP codes in Genesee County, New York.

ZIP 14054 questions

Common questions about this ZIP code.

Where is ZIP code 14054?
ZIP 14054 lies mostly in Genesee County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14054?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14054 expensive to live in?
Median rent runs $885 a month, about 13% of median household income, and the median home is worth $164,900 — -29% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14054, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.