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Genesee County · New York

ZIP code 14040

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14040 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,635

ZCTA residents

Median income
$85,820

Household, past 12 months

Median home
$217,600

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14040 sits in Genesee County, New York and is home to 1,635 people. Median household income is $85,820, the median home is worth $217,600 and median gross rent is —. 96% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Genesee County

FIPS 36037

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14040

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,635ZIP 14040 residents
Median household income
$85,820Past 12 months, inflation adjusted
Median home value
$217,600Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
43.3 yrsAll residents
Homeownership rate
96%Owner-occupied households

ZIP 14040 in context

How this area compares with national benchmarks.

ZIP 14040 is a small town in Genesee County, New York, with 1,635 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1142 of 1,824 ranked by population — larger than 37% of them. The median age here is 43.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 14040 earn a median of $85,820 a year, 9.3% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 14040 is valued at $217,600, 28.3% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 96% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

The Census withheld gross rent for ZIP 14040 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 14040 in context

How 14040 sits inside Genesee County and New York.

ZIP 14040 is tabulated inside Genesee County, New York, one of 15 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 14040 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 14040 reports a median household income of $85,820, 5% above the $81,711 county median, and 8% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $217,600, 39% above the county figure and 7% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 14040 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 14040 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 14040

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$1,129/mo20% down, 30-yr at 6.75%
Poverty rate
2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14040 compares

ZIP 14040 against the median ZIP in Genesee County and across New York.

MeasureZIP 14040County medianState medianvs state
Median household income$85,820$81,711$79,429+8%
Median home value$217,600$156,900$232,800-7%
Median gross rent—$900$1,125—
Population1,6351,7882,819-42%

Medians are computed across the 15 ZIP areas in Genesee County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 58% of 1,625 state ZIPs

#685
Home value

above 46% of 1,631 state ZIPs

#878
Population

larger than 37% of 1,824 state ZIPs

#1,142

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14905Chemung County$85,888$169,600$1,112
13303Oneida County$86,012$151,600$797
14026Erie County$86,023$201,100$2,197
12168Rensselaer County$86,028$216,000—
14624Monroe County$86,046$172,200$1,249
14817Tompkins County$86,063$218,500$1,429

Nearby ZIP codes

Other ZIP codes filed under Genesee County.

Adjacent ZIP Codes

Other ZIP codes in Genesee County, New York.

ZIP 14040 questions

Common questions about this ZIP code.

Where is ZIP code 14040?
ZIP 14040 lies mostly in Genesee County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14040?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14040 expensive to live in?
Median rent runs — a month, and the median home is worth $217,600 — -7% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14040, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.