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ZipNumbers

Saratoga County · New York

ZIP code 12803

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12803 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,915

ZCTA residents

Median income
$80,913

Household, past 12 months

Median home
$222,600

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12803 sits in Saratoga County, New York and is home to 8,915 people. Median household income is $80,913, the median home is worth $222,600 and median gross rent is $1,194. 58.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Saratoga County

FIPS 36091

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12803

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,915ZIP 12803 residents
Median household income
$80,913Past 12 months, inflation adjusted
Median home value
$222,600Owner-occupied units
Median gross rent
$1,194Rent plus utilities, monthly
Median age
38.8 yrsAll residents
Homeownership rate
58.5%Owner-occupied households

Sales tax in 12803

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,155/mo20% down, 30-yr at 6.75%
Poverty rate
12.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12803 compares

ZIP 12803 against the median ZIP in Saratoga County and across New York.

MeasureZIP 12803County medianState medianvs state
Median household income$80,913$93,363$79,429+2%
Median home value$222,600$299,950$232,800-4%
Median gross rent$1,194$1,193$1,125+6%
Population8,9154,9662,819+216%

Medians are computed across the 22 ZIP areas in Saratoga County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 52% of 1,625 state ZIPs

#777
Home value

above 48% of 1,631 state ZIPs

#847
Population

larger than 69% of 1,824 state ZIPs

#557

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14054Genesee County$80,903$164,900$885
13811Tioga County$80,900$131,500$921
11423Queens County$80,870$717,300$1,706
13320Otsego County$80,956$191,600$805
14571Orleans County$81,000$158,900
13158Cortland County$80,809$168,500$762

Nearby ZIP codes

Other ZIP codes filed under Saratoga County.

ZIP 12803 questions

Common questions about this ZIP code.

Where is ZIP code 12803?
ZIP 12803 lies mostly in Saratoga County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12803?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12803 expensive to live in?
Median rent runs $1,194 a month, about 18% of median household income, and the median home is worth $222,600-4% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12803, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.