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ZipNumbers

Chemung County · New York

ZIP code 14905

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14905 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,976

ZCTA residents

Median income
$85,888

Household, past 12 months

Median home
$169,600

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14905 sits in Chemung County, New York and is home to 8,976 people. Median household income is $85,888, the median home is worth $169,600 and median gross rent is $1,112. 67.8% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Chemung County

FIPS 36015

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14905

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,976ZIP 14905 residents
Median household income
$85,888Past 12 months, inflation adjusted
Median home value
$169,600Owner-occupied units
Median gross rent
$1,112Rent plus utilities, monthly
Median age
41.7 yrsAll residents
Homeownership rate
67.8%Owner-occupied households

Sales tax in 14905

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$880/mo20% down, 30-yr at 6.75%
Poverty rate
14.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14905 compares

ZIP 14905 against the median ZIP in Chemung County and across New York.

MeasureZIP 14905County medianState medianvs state
Median household income$85,888$62,063$79,429+8%
Median home value$169,600$134,500$232,800-27%
Median gross rent$1,112$1,005$1,125-1%
Population8,9762,0472,819+218%

Medians are computed across the 15 ZIP areas in Chemung County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 58% of 1,625 state ZIPs

#684
Home value

above 31% of 1,631 state ZIPs

#1,129
Population

larger than 70% of 1,824 state ZIPs

#555

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
14040Genesee County$85,820$217,600
13303Oneida County$86,012$151,600$797
14026Erie County$86,023$201,100$2,197
12168Rensselaer County$86,028$216,000
14624Monroe County$86,046$172,200$1,249
14817Tompkins County$86,063$218,500$1,429

Nearby ZIP codes

Other ZIP codes filed under Chemung County.

ZIP 14905 questions

Common questions about this ZIP code.

Where is ZIP code 14905?
ZIP 14905 lies mostly in Chemung County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14905?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14905 expensive to live in?
Median rent runs $1,112 a month, about 16% of median household income, and the median home is worth $169,600-27% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14905, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.