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ZipNumbers

Franklin County · New York

ZIP code 12966

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12966 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,962

ZCTA residents

Median income
$66,016

Household, past 12 months

Median home
$119,200

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12966 sits in Franklin County, New York and is home to 2,962 people. Median household income is $66,016, the median home is worth $119,200 and median gross rent is $815. 85.5% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Franklin County

FIPS 36033

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12966

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,962ZIP 12966 residents
Median household income
$66,016Past 12 months, inflation adjusted
Median home value
$119,200Owner-occupied units
Median gross rent
$815Rent plus utilities, monthly
Median age
36.5 yrsAll residents
Homeownership rate
85.5%Owner-occupied households

Sales tax in 12966

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$619/mo20% down, 30-yr at 6.75%
Poverty rate
18.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12966 compares

ZIP 12966 against the median ZIP in Franklin County and across New York.

MeasureZIP 12966County medianState medianvs state
Median household income$66,016$64,673$79,429-17%
Median home value$119,200$123,100$232,800-49%
Median gross rent$815$815$1,125-28%
Population2,9621,1612,819+5%

Medians are computed across the 22 ZIP areas in Franklin County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 28% of 1,625 state ZIPs

#1,172
Home value

above 12% of 1,631 state ZIPs

#1,432
Population

larger than 51% of 1,824 state ZIPs

#890

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12414Greene County$66,022$241,900$1,040
14841Schuyler County$65,921$297,300$1,068
13452Fulton County$65,890$106,500$768
14903Chemung County$66,142$123,900$943
13155Chenango County$66,146$92,500$929
14530Wyoming County$66,168$131,900$745

Nearby ZIP codes

Other ZIP codes filed under Franklin County.

ZIP 12966 questions

Common questions about this ZIP code.

Where is ZIP code 12966?
ZIP 12966 lies mostly in Franklin County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12966?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12966 expensive to live in?
Median rent runs $815 a month, about 15% of median household income, and the median home is worth $119,200-49% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12966, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.