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Greene County · New York

ZIP code 12414

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12414 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,034

ZCTA residents

Median income
$66,022

Household, past 12 months

Median home
$241,900

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12414 sits in Greene County, New York and is home to 10,034 people. Median household income is $66,022, the median home is worth $241,900 and median gross rent is $1,040. 70% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Greene County

FIPS 36039

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12414

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,034ZIP 12414 residents
Median household income
$66,022Past 12 months, inflation adjusted
Median home value
$241,900Owner-occupied units
Median gross rent
$1,040Rent plus utilities, monthly
Median age
44.1 yrsAll residents
Homeownership rate
70%Owner-occupied households

ZIP 12414 in context

How this area compares with national benchmarks.

ZIP 12414 is a mid-size town in Greene County, New York, with 10,034 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #519 of 1,824 ranked by population — larger than 71% of them. The median age here is 44.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 12414 earn a median of $66,022 a year, 15.9% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 11.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 12414 is valued at $241,900, 20.3% below the national figure, while median gross rent runs $1,040 a month, 26% below the national figure, or roughly $12,480 across a full year. A household on the local median income would put about 18.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 70% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 12414 in context

How 12414 sits inside Greene County and New York.

ZIP 12414 is tabulated inside Greene County, New York, one of 37 ZIP areas the Census publishes for that county and 1,826 across New York. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 12414 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 12414 reports a median household income of $66,022, 15% below the $77,672 county median, and 17% below the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $241,900, 6% below the county figure and 4% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,040 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 12414 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 12414 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 12414

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,255/mo20% down, 30-yr at 6.75%
Poverty rate
11.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12414 compares

ZIP 12414 against the median ZIP in Greene County and across New York.

MeasureZIP 12414County medianState medianvs state
Median household income$66,022$77,672$79,429-17%
Median home value$241,900$257,900$232,800+4%
Median gross rent$1,040$1,002$1,125-8%
Population10,0346512,819+256%

Medians are computed across the 37 ZIP areas in Greene County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 28% of 1,625 state ZIPs

#1,171
Home value

above 52% of 1,631 state ZIPs

#779
Population

larger than 72% of 1,824 state ZIPs

#519

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12966Franklin County$66,016$119,200$815
14841Schuyler County$65,921$297,300$1,068
14903Chemung County$66,142$123,900$943
13155Chenango County$66,146$92,500$929
13452Fulton County$65,890$106,500$768
14530Wyoming County$66,168$131,900$745

Nearby ZIP codes

Other ZIP codes filed under Greene County.

Adjacent ZIP Codes

Other ZIP codes in Greene County, New York.

ZIP 12414 questions

Common questions about this ZIP code.

Where is ZIP code 12414?
ZIP 12414 lies mostly in Greene County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12414?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12414 expensive to live in?
Median rent runs $1,040 a month, about 19% of median household income, and the median home is worth $241,900 — +4% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12414, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.