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ZipNumbers

Franklin County · New York

ZIP code 12937

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12937 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,340

ZCTA residents

Median income
$49,265

Household, past 12 months

Median home
$103,300

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12937 sits in Franklin County, New York and is home to 1,340 people. Median household income is $49,265, the median home is worth $103,300 and median gross rent is $808. 83.3% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Franklin County

FIPS 36033

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12937

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,340ZIP 12937 residents
Median household income
$49,265Past 12 months, inflation adjusted
Median home value
$103,300Owner-occupied units
Median gross rent
$808Rent plus utilities, monthly
Median age
39.9 yrsAll residents
Homeownership rate
83.3%Owner-occupied households

Sales tax in 12937

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.1×Home value ÷ household income
Est. mortgage
$536/mo20% down, 30-yr at 6.75%
Poverty rate
20.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12937 compares

ZIP 12937 against the median ZIP in Franklin County and across New York.

MeasureZIP 12937County medianState medianvs state
Median household income$49,265$64,673$79,429-38%
Median home value$103,300$123,100$232,800-56%
Median gross rent$808$815$1,125-28%
Population1,3401,1612,819-52%

Medians are computed across the 22 ZIP areas in Franklin County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 6% of 1,625 state ZIPs

#1,521
Home value

above 6% of 1,631 state ZIPs

#1,530
Population

larger than 34% of 1,824 state ZIPs

#1,204

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12176Greene County$49,250$197,300
13755Delaware County$49,205$166,800$742
14209Erie County$49,359$408,600$1,025
11692Queens County$49,507$650,000$1,274
12438Delaware County$49,000
14305Niagara County$49,588$109,200$798

Nearby ZIP codes

Other ZIP codes filed under Franklin County.

ZIP 12937 questions

Common questions about this ZIP code.

Where is ZIP code 12937?
ZIP 12937 lies mostly in Franklin County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12937?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12937 expensive to live in?
Median rent runs $808 a month, about 20% of median household income, and the median home is worth $103,300-56% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12937, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.