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Saratoga County · New York

ZIP code 12833

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 12833 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,368

ZCTA residents

Median income
$97,621

Household, past 12 months

Median home
$323,000

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 12833 sits in Saratoga County, New York and is home to 5,368 people. Median household income is $97,621, the median home is worth $323,000 and median gross rent is $1,227. 86.4% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Saratoga County

FIPS 36091

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 12833

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,368ZIP 12833 residents
Median household income
$97,621Past 12 months, inflation adjusted
Median home value
$323,000Owner-occupied units
Median gross rent
$1,227Rent plus utilities, monthly
Median age
41.7 yrsAll residents
Homeownership rate
86.4%Owner-occupied households

ZIP 12833 in context

How this area compares with national benchmarks.

ZIP 12833 is a mid-size town in Saratoga County, New York, with 5,368 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #700 of 1,824 ranked by population — larger than 61% of them. The median age here is 41.7 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 12833 earn a median of $97,621 a year, 24.3% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 12833 is valued at $323,000, 6.5% above the national figure, while median gross rent runs $1,227 a month, 12.7% below the national figure, or roughly $14,724 across a full year. A household on the local median income would put about 15.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 86.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 12833 in context

How 12833 sits inside Saratoga County and New York.

ZIP 12833 is tabulated inside Saratoga County, New York, one of 22 ZIP areas the Census publishes for that county and 1,826 across New York. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 12833 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 12833 reports a median household income of $97,621, 5% above the $93,363 county median, and 23% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $323,000, 8% above the county figure and 39% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,227 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 12833 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 12833 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 12833

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,676/mo20% down, 30-yr at 6.75%
Poverty rate
11.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 12833 compares

ZIP 12833 against the median ZIP in Saratoga County and across New York.

MeasureZIP 12833County medianState medianvs state
Median household income$97,621$93,363$79,429+23%
Median home value$323,000$299,950$232,800+39%
Median gross rent$1,227$1,193$1,125+9%
Population5,3684,9662,819+90%

Medians are computed across the 22 ZIP areas in Saratoga County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 69% of 1,625 state ZIPs

#501
Home value

above 63% of 1,631 state ZIPs

#604
Population

larger than 62% of 1,824 state ZIPs

#700

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
10306Richmond County$97,746$675,400$1,743
11357Queens County$97,754$920,200$2,228
14468Monroe County$97,476$213,900$1,160
12578Dutchess County$97,367$351,500$1,522
12443Ulster County$97,981$325,400$1,183
12861Washington County$98,125$264,700—

Nearby ZIP codes

Other ZIP codes filed under Saratoga County.

Adjacent ZIP Codes

Other ZIP codes in Saratoga County, New York.

ZIP 12833 questions

Common questions about this ZIP code.

Where is ZIP code 12833?
ZIP 12833 lies mostly in Saratoga County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 12833?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 12833 expensive to live in?
Median rent runs $1,227 a month, about 15% of median household income, and the median home is worth $323,000 — +39% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 12833, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.