ZIP code 10975

ZIP 10975 is a very small community in Orange County, New York, with 254 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1577 of 1,824 ranked by population — larger than 13% of them. The median age here is 28.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 10975 earn a median of $102,608 a year, 30.6% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 12.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 10975 is valued at $208,900, 31.1% below the national figure, while median gross rent runs $2,159 a month, 53.6% above the national figure, or roughly $25,908 across a full year. A household on the local median income would put about 25.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 36.8% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 28.5 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 254 residents, a handful of survey responses moves every median on this page. Compare ZIP 10975 against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 10975 is tabulated inside Orange County, New York, one of 46 ZIP areas the Census publishes for that county and 1,826 across New York. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 10975 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 10975 reports a median household income of $102,608, 3% below the $105,400 county median, and 29% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $208,900, 44% below the county figure and 10% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,159 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 10975 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 10975 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.